Lake County property record for 4208 Torrence Ave, Hammond, IN 46327
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1921 |
| Lot Size | 0.101 acres (4,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jun 2022) |
| Tax Bill | $1,282 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-32-0042-0045 |
| Primary APN | 26-32-0042-0045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Living Area |
| Basement Area | 600 sqft |
| Game Room | Game Room |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 4,443 sqft (0.101 acres) |
| Lot Dimensions | 127 ft deep x 35 ft wide |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 26-32-0042-0045 |
|---|---|
| Street Address | 4208 TORRENCE AVE |
| City | HAMMOND |
| State | IN |
| Zip | 46327-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BETZ 3RD ADD BL.2 N.18FT OF LOT 38 & S.17FT OF LOT 39 |
| Legal Subdivision | BETZ 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 38,39 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20300 |
4208 Torrence Ave is owned and occupied by an individual who bought it in June 2022.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4208 TORRENCE AVE, HAMMOND, IN 46327-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on File |
| Deed Sale | Jun 23, 2022 · Amount on File |
| Deed Document Number | 2022-525802 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 23, 2022 |
| Property Address | 4208 TORRENCE AVE, HAMMOND, IN 46327-1430 |
| Document Number | 0000025802 |
| Map Reference | MB 12 PG 1 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2022-525802 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4208 TORRENCE AVE, HAMMOND, IN 46327-1430 |
| Document Number | 0000025803 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-525803 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,300 Land $22,100 Building $109,200 | $131,300 Land $22,100 Building $109,200 | |
| 2024 | $1,282.00 | ||
| 2023 | $98,300 (+13.64%) Land $20,900 Building $77,400 | $98,300 (+13.64%) Land $20,900 Building $77,400 | |
| 2022 | $997.00 | $86,500 Land $20,900 Building $65,600 | $86,500 Land $20,900 Building $65,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4208 Torrence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4208 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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