4204 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4204 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1921
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Last Sale	$108,100 (Jul 2020)
Tax Bill	$1,347 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007-26-32-0042-0047`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0042-0047`
Alternative APNs	`45-02-25-231-021.000-023` `263200420047`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	600 sqft
Basement Area	714 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4204 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRANK S. BETZ 3RD ADD. BL.2 N.13FT OF LOT 39 & ALL LOT 40
Legal Subdivision	FRANK S. BETZ 3RD ADD
Legal Block	2
Legal Lot Number	39,40
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1005
Census Tract	20300

Owner

Source: Lake County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4204 TORRENCE AVE, HAMMOND, IN 46327-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 23, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	202046975
Last Transfer Date	Apr 1, 2025
Transfer Doc	0000009056
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4204 TORRENCE AVE, HAMMOND, IN 46327-1430
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016088
Date	Jul 1, 2021
Instrument	2021-516088

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Jul 23, 2020
Property Address	4204 TORRENCE AVE, HAMMOND, IN 46327-1430
Document Number	0000046975
Instrument Date	Jul 23, 2020
Instrument	46975
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 TORRENCE AVE HAMMOND IN 463271430, HAMMOND, IN 46327-1430

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,500 (+34.6%) Land $24,600 Building $113,900	$138,500 (+34.6%) Land $24,600 Building $113,900
2024	$1,347.00 (+12.06%)
2023		$102,900 (+5.86%) Land $23,900 Building $79,000	$102,900 (+5.86%) Land $23,900 Building $79,000
2022	$1,202.00	$97,200 Land $23,900 Building $73,300	$97,200 Land $23,900 Building $73,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Torrence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures