4208 Ruby Pointe Dr SE, Decatur, AL 35603 Property Records

Morgan County property record for 4208 Ruby Pointe Dr SE, Decatur, AL 35603 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2013
Square Footage	2,511 sqft Living Area
Lot Size	10,574 sqft (0.242 acres)
Garage	724 sqft
Occupancy	Owner Occupied

Property Details

APN / Parcel Number

Primary APN	`12-05-15-0-000-040.004`
Alternative APNs	`155144` `74168`

Interior

Full Baths	2 Baths
Building Area	2,511 sqft Living Area
1st Floor	2,511 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,574 sqft (0.242 acres)
Parking Spaces	3 Parking Spaces
Garage Area	724 sqft Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	155144
Street Address	4208 RUBY POINTE DR SE
City	DECATUR
State	AL
Zip	35603-5211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 CROWN POINTE ADDITION NO. 4 MB 2009 PG 4 SEC 15, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	15
Legal Subdivision	CROWN POINTE ADDITION NO. 4
Legal Lot Number	4
Jurisdiction	MORGAN AL
Minor Civil Division	HARTSELLE
Census Blockgroup	1
Census Block	1030
Census Tract	5306

Owner

Source: Morgan County records · APN 12-05-15-0-000-040.004

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4208 RUBY POINTE DR SE, DECATUR, AL 35603-5211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2013
Deed Sale	Aug 07, 2013
Deed Book / Page	2013 / 6216
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	4208 RUBY POINTE DR SE, DECATUR, AL 35603-5211
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4208 RUBY POINTE DR SE, DECATUR, AL 35603-5211

Mortgage

Document Number	2021/64035
Date	Nov 15, 2021
Book Page	2021/64035

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	940 Months
Due	Mar 12, 2100

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$32,350 (-0.92%) Land $4,500 Building $27,850	$323,500 (-0.92%) Land $45,000 Building $278,500
2024		$32,650 (-0.94%) Land $4,500 Building $28,150	$326,500 (-0.94%) Land $45,000 Building $281,500
2023	Homeowner's exemption Senior Citizen's exemption	$32,960 Land $4,500 Building $28,460	$329,600 Land $45,000 Building $284,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.