4204 Ruby Pointe Dr SE, Decatur, AL 35603 Property Records

Morgan County property record for 4204 Ruby Pointe Dr SE, Decatur, AL 35603 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 2018
Square Footage3,808 sqft Living Area
Lot Size12,292 sqft (0.282 acres)
Garage734 sqft
OccupancyOwner Occupied
Last Sale$63,500 (2016)
Tax Bill$2,144.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-05-15-0-000-040.002
Alternative APNs
  • 168632
  • 74166

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,808 sqft Living Area
1st Floor3,205 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,292 sqft (0.282 acres)
Parking Spaces3 Parking Spaces
Garage Area734 sqft Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number168632
Street Address4204 RUBY POINTE DR SE
CityDECATUR
StateAL
Zip35603-5211
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 2 & 3 CROWN POINTE ADDITION NO. 4 MB 2009 PG 4 SEC 15, T6S, R4W
Legal Range4W
Legal Township6S
Legal Section15
Legal SubdivisionCROWN POINTE ADDITION NO. 4
Legal Lot Number2&3
JurisdictionMORGAN AL
Minor Civil DivisionHARTSELLE
Census Blockgroup1
Census Block1030
Census Tract5306

Owner

Source: Morgan County records · APN 12-05-15-0-000-040.002

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4204 RUBY POINTE DR SE, DECATUR, AL 35603-5211
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNOVUS BANK
Oct 12, 2017Correction Deed · Conventional Mortgage
PROGRESS BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2016 · Amount on Record
Deed SaleJun 27, 2016 · Amount on Record
Deed Book / Page2016 / 5797
Last Transfer DateOct 05, 2017
Transfer DocDEED2017/09011
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address4204 RUBY POINTE DR SE, DECATUR, AL 35603-5211
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/31632
DateJul 22, 2020
Book Page2020/31632
Lender
NameSYNOVUS BANK
TypeBank
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

October 2017: Correction Deed

Document TypeCorrection Deed
JurisdictionMORGAN AL
Recording DateOct 12, 2017
Property Address4204 RUBY POINTE DR SE, DECATUR, AL 35603-5211
Document NumberDEED2017/09011
Book / PageDEED2017 / 09011
Map ReferenceMB2009 PG4
Instrument DateOct 05, 2017
InstrumentDEED2017-09011
Record UpdatedMay 17, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4204 RUBY POINTE DR SE, DECATUR, AL 35603-5211

Mortgage

Document NumberMTG201732810
DateOct 12, 2017
InstrumentMTG2017-32810
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
MunicipalityDecatur City
Unified School DistrictDecatur City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,144.00 (-1.02%) Homeowner's exemption$48,400 (-0.96%) Land $4,500 Building $43,900$484,000 (-0.96%) Land $45,000 Building $439,000
2024$48,870 (-0.95%) Land $4,500 Building $44,370$488,700 (-0.95%) Land $45,000 Building $443,700
2023$2,166.00 (-1.95%) Homeowner's exemption$49,340 (-0.94%) Land $4,500 Building $44,840$493,400 (-0.94%) Land $45,000 Building $448,400
2022$2,209.00 Homeowner's exemption$49,810 Land $4,500 Building $45,310$498,100 Land $45,000 Building $453,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 8% of Alabama
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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