4208 Fraser Cir, Naperville, IL 60564 Property Records

Will County property record for 4208 Fraser Cir, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,697 sqft · built 2014
Lot Size	0.16 acres (6,986 sqft)
Owner	2 Individual Names on File
Last Sale	$404,326 (Jun 2014)
Tax Bill	$13,552 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-08-405-020`

Property Details

APN / Parcel Number

Primary APN	`07-01-08-405-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,697 sqft Total Area
1st Floor Area	1,309 sqft
2nd Floor Area	1,388 sqft
Basement Area	1,309 sqft
Unfinished Basement	1,309 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	6,986 sqft (0.16 acres)
Garage Area	432 sqft

Location & Zoning

Street Address	4208 FRASER CIR
City	NAPERVILLE
State	IL
Zip	60564-1179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101 IN ASHWOOD POINTE PHASE 1B, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 8, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	08
Legal Subdivision	ASHWOOD POINTE #1B
Legal Phase	1B
Legal Block	1B
Legal Lot Number	101
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3016
Census Tract	880322

Owner

4208 Fraser Cir is owned and occupied by two individuals who bought it in June 2014.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4208 FRASER CIR, NAPERVILLE, IL 60564-1179
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2014 · Amount on File
Deed Sale	Jun 13, 2014 · Amount on File
Deed Document Number	201450255
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4208 FRASER CIR, NAPERVILLE, IL 60564-1179
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080045
Date	Jul 22, 2021
Instrument	R2021080045

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DRAKE, CO 80515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4208 FRASER CIR, NAPERVILLE, IL 60564-1179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015676
Date	Mar 20, 2019
Instrument	R2019015676

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2024

Interest

Rate Type	Fixed Rate
Rate	4.24%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4208 FRASER CIR, NAPERVILLE, IL 60564-1179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038826
Date	Jun 21, 2019
Instrument	R2019038826

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4208 FRASER CIR, NAPERVILLE, IL 60564-1179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016946
Date	Mar 3, 2020
Instrument	R2020016946

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4208 Fraser Cir was $13,552.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,552.00	$225,374 (+9.95%) Land $57,947 Building $167,427	$676,122 (+9.95%) Land $173,841 Building $502,281
2024		$204,979 Land $52,703 Building $152,276	$614,937 Land $158,109 Building $456,828
2022	$11,090.00 Homeowner's exemption	$159,067 Land $44,042 Building $115,025	$477,201 Land $132,126 Building $345,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4208 Fraser Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4208 Fraser Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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