4204 Fraser Cir, Naperville, IL 60564 Property Records

Will County property record for 4204 Fraser Cir, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,443 sqft · built 2014
Lot Size	0.194 acres (8,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,790 (Oct 2014)
Tax Bill	$13,114 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-08-405-021`

Property Details

APN / Parcel Number

Primary APN	`07-01-08-405-021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,443 sqft Total Area
1st Floor Area	1,161 sqft
2nd Floor Area	1,282 sqft
Basement Area	1,161 sqft
Finished Basement	940 sqft
Unfinished Basement	1,161 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	8,467 sqft (0.194 acres)
Garage Area	466 sqft

Location & Zoning

Street Address	4204 FRASER CIR
City	NAPERVILLE
State	IL
Zip	60564-1179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 IN ASHWOOD POINTE PHASE 1B, BEING A SUB OF PRT OF THE SE1/4 OF SEC 8, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	08
Legal Subdivision	ASHWOOD POINTE #1B
Legal Phase	1B
Legal Block	1B
Legal Lot Number	100
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3016
Census Tract	880322

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4204 FRASER CIR, NAPERVILLE, IL 60564-1179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2014 · Amount on Record
Deed Sale	Oct 2, 2014 · Amount on Record
Deed Document Number	201487028
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4204 FRASER CIR, NAPERVILLE, IL 60564-1179
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050812
Date	May 5, 2021
Instrument	R2021050812

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4204 FRASER CIR, NAPERVILLE, IL 60564-1179
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014885
Date	Feb 5, 2021
Instrument	R2021014885

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3
Max Rate	10.7%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4204 FRASER CIR, NAPERVILLE, IL 60564-1179
Document Number	0000016757
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4204 FRASER CIR NAPERVILLE IL 605641179, NAPERVILLE, IL 60564-1179

Mortgage

Document Number	0000016757
Date	Mar 12, 2018
Instrument	16757

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567-3930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,114.00 (+26.61%)	$218,348 (+9.95%) Land $57,947 Building $160,401	$655,044 (+9.95%) Land $173,841 Building $481,203
2024		$198,588 (+28.75%) Land $52,703 Building $145,885	$595,764 (+28.75%) Land $158,109 Building $437,655
2022	$10,358.00 Homeowner's exemption Additional exemption filed	$154,242 Land $44,042 Building $110,200	$462,726 Land $132,126 Building $330,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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