4208 Ct Royale, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 4208 Ct Royale, Schenectady, NY 12304

Property Summary

Property Type	Apartments (5+ Units)
Details	7,424 sqft · built 1990
Lot Size	0.419 acres (18,260 sqft)
Owner	Company Name on Record
Tax Bill	$15,539 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 60.61-1-9`

Property Details

APN / Parcel Number

Primary APN	`421500 60.61-1-9`
Alternative APN	`150006006100010090000000`

Interior

Units	8 Units
Stories	2 Stories
Building Area	7,424 sqft Gross Area
Basement Area	3,712 sqft
Unfinished Basement	3,712 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Lot Area	18,260 sqft (0.419 acres)
Lot Dimensions	116 ft deep x 110 ft wide

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Shed	1 Shed
Shed Area	48 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4208 COURT ROYALE
City	SCHENECTADY
State	NY
Zip	12304-1891
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	05
Legal Description	2 WOOD APTS
Legal Subdivision	KINGS APARTMENTS SUBDIVISION
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	255 WASHINGTON AVENUE EXT, ALBANY, NY 12205-5548
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO
Nov 12, 2021	Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	4208 COURT ROYALE, SCHENECTADY, NY 12304-1891
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056825
Date	Nov 12, 2021
Book Page	5167/76
Instrument	202156825

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank
Address	ELMIRA, NY 14902

Agreement

Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	4208 COURT ROYALE, SCHENECTADY, NY 12304-1891
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 WASHINGTON AVENUE EXT, ALBANY, NY 12205-5548

Mortgage

Document Number	0000056824
Date	Nov 12, 2021
Book Page	5167/50
Instrument	202156824

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank
Address	ELMIRA, NY 14902

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,539.00 (+0.76%)
2025	$15,422.00 (+0.99%)	$376,700 (-) Land $35,800 Building $340,900	$623,779 (+30.82%) Land $59,281 Building $564,498
2023		$376,700 (-) Land $35,800 Building $340,900	$476,835 (+3.8%) Land $45,316 Building $431,519
2022		$376,700 Land $35,800 Building $340,900	$459,390 Land $43,659 Building $415,731
2021	$15,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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