4207 Ct Royale, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 4207 Ct Royale, Schenectady, NY 12304

Property Summary

Property TypeApartments (5+ Units)
Details10,880 sqft · built 2005
Lot Size0.566 acres (24,640 sqft)
OwnerCompany Name on Record
Tax Bill$24,270 (2025)
Deeds & MortgagesApr 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN421500 60.61-1-20

Property Details

APN / Parcel Number

Primary APN421500 60.61-1-20
Alternative APN
  • 150006006100010200000000

Interior

Units12 Units
Stories2 Stories
Building Area10,880 sqft Gross Area
Basement Area5,440 sqft
Unfinished Basement5,440 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area24,640 sqft (0.566 acres)
Lot Dimensions280 ft deep x 88 ft wide
PorchSlab
Porch Area104 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4207 COURT ROYALE
CitySCHENECTADY
StateNY
Zip12304-4825
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code05
Legal DescriptionVACANT LOT
Legal Block1
Legal Lot Number20.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address25 LOUDON PKWY, ALBANY, NY 12211-1645
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Recording DateApr 5, 2019
Property Address4207 COURT ROYALE, SCHENECTADY, NY 12304-4825
Book / Page004903 / 000780
Instrument DateApr 1, 2019
Instrument14760
Transaction TypeMortgage
Record UpdatedApr 19, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4206 COURT ROYALE SCHENECTADY NY 123041893, SCHENECTADY, NY 12304-1893

Mortgage

Document Number0000014760
DateApr 5, 2019
Book Page004903/000780
Instrument14760
Lender
NameBERKSHIRE BK
TypeBank
Address30 S PEARL ST, ALBANY, NY 12207-3427
Agreement
AmountAmount Recorded
Interest
Rate4.73%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,270.00 (+0.99%)$592,800 (-) Land $44,100 Building $548,700$981,619 (+30.82%) Land $73,025 Building $908,594
2023$592,800 (-) Land $44,100 Building $548,700$750,380 (+3.8%) Land $55,823 Building $694,557
2022$592,800 Land $44,100 Building $548,700$722,927 Land $53,781 Building $669,146
2021$24,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Ct Royale

Nearby Streets

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