4207 Sincerity Rd, Monroe, NC 28110 Property Records

Union County property record for 4207 Sincerity Rd, Monroe, NC 28110

Property Summary

Property Type	Other Improved
Details	built 2021
Lot Size	1.02 acres (44,736 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Apr 2015)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-075-003D`

Property Details

APN / Parcel Number

Primary APN	`08-075-003D`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	44,736 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4207 SINCERITY RD
City	MONROE
State	NC
Zip	28110-0660
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-20 UNIO
Legal Description	#3 OPCM553
Legal Subdivision	CONTAINING 1
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3026
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4207 SINCERITY RD, MONROE, NC 28110-0660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 28, 2022	Warranty Deed, Transfer
Apr 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2015 · Amount on Record
Deed Sale	Apr 28, 2015 · Amount on Record
Deed Document Number	201511724
Deed Book / Page	6430 / 449
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4207 SINCERITY RD, MONROE, NC 28110-0660
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 SINCERITY RD, MONROE, NC 28110-0660

Mortgage

Document Number	0000894179
Date	Jul 19, 2024
Book Page	8941/79
Instrument	16693

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2029
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	5-Year CMT
Margin	4
Max Rate	8%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 28, 2022
Property Address	4207 SINCERITY RD, MONROE, NC 28110-0660
Document Number	0008384866
Book / Page	8384 / 866
Map Reference	CAB M FILE 553
Instrument Date	Jan 24, 2022
Instrument	3483
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 SINCERITY RD, MONROE, NC 28110-0661

Mortgage

Document Number	0000003485
Date	Jan 28, 2022
Instrument	3485

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Feb 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 28, 2022
Property Address	4207 SINCERITY RD, MONROE, NC 28110-0660
Document Number	0008384868
Book / Page	8384 / 868
Map Reference	CAB M FILE 553
Instrument Date	Jan 10, 2022
Instrument	3484
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$412.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 30, 2021
Property Address	4207 SINCERITY RD, MONROE, NC 28110-0660
Document Number	0008086108
Book / Page	8086 / 108
Map Reference	CAB M FILE 553
Instrument Date	Apr 21, 2021
Instrument	20721
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 SKYWAY DR, MONROE, NC 28110-3001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,400 (-) Land $69,200 Building $241,200	$310,400 (-) Land $69,200 Building $241,200
2025	$1,515.00 (+6.84%)	$310,400 (+42.12%) Land $69,200 Building $241,200	$310,400 (+42.12%) Land $69,200 Building $241,200
2023	$1,418.00	$218,400 Land $36,700 Building $181,700	$218,400 Land $36,700 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sincerity Rd

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