4203 Sincerity Rd, Monroe, NC 28110 Property Records

Union County property record for 4203 Sincerity Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,087 sqft · built 2017
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,500 (Jun 2024)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-075-003E`

Property Details

APN / Parcel Number

Primary APN	`08-075-003E`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,087 sqft Living Area
1st Floor Area	1,414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Attached
Garage Area	696 sqft
Porch	Slab
Porch Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4203 SINCERITY RD
City	MONROE
State	NC
Zip	28110-0660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-20 UNIO
Legal Description	#1 OPCR837
Legal Subdivision	MINOR SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3026
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4203 SINCERITY RD, MONROE, NC 28110-0660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage LOCAL GOV'T EMPS FCU
Feb 2, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Deed Document Number	202415070
Deed Book / Page	8930 / 527
Prior Transfer Date	Jun 17, 2024
Prior Transfer Doc	0000014029
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4203 SINCERITY RD, MONROE, NC 28110-0660
Document Number	6997303
Book / Page	006997 / 000303
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 SINCERITY RD MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	6997303
Date	Aug 18, 2017
Book Page	006997/000303
Instrument	24079

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 2, 2017
Property Address	4203 SINCERITY RD, MONROE, NC 28110-0660
Document Number	6870621
Book / Page	006870 / 000621
Instrument Date	Jan 27, 2017
Instrument	3053
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 SINCERITY RD MONROE NC 28110, MONROE, NC 28110

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$673,100 (-) Land $100,500 Building $572,600	$673,100 (-) Land $100,500 Building $572,600
2025	$3,286.00 (+4.85%)	$673,100 (+39.47%) Land $100,500 Building $572,600	$673,100 (+39.47%) Land $100,500 Building $572,600
2023	$3,134.00	$482,600 Land $66,500 Building $416,100	$482,600 Land $66,500 Building $416,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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