4207 Island Fox Ln, Denver, NC 28037 Property Records

Lincoln County property record for 4207 Island Fox Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,505 sqft · built 2017
Lot Size	0.874 acres (38,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Jun 2018)
Tax Bill	$4,894 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4605-28-6325`

Property Details

APN / Parcel Number

Primary APN	`4605-28-6325`
Alternative APNs	`267940` `92515`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,505 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Lot Area	38,071 sqft (0.874 acres)
Pool Area	735 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	267940
Street Address	4207 ISLAND FOX LN
City	DENVER
State	NC
Zip	28037-0257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#9 FOX CHASE PH1 M1
Legal Subdivision	FOX CHASE
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4207 ISLAND FOX LN, DENVER, NC 28037-0257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 20, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN FIN'L NETWORK
Feb 1, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP
Jul 21, 2017	Grant Deed, Mortgage LEO III WALLACE
Jun 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	2018579513
Deed Book / Page	2750 / 972
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4207 ISLAND FOX LN, DENVER, NC 28037-0257
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003010513
Date	Feb 24, 2021
Book Page	3010/513
Instrument	625928

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 20, 2018
Property Address	4207 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	2750972
Book / Page	002750 / 000972
Instrument Date	Jun 18, 2018
Instrument	579513
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4207 ISLAND FOX LN DENVER NC 280370257, DENVER, NC 28037-0257

Mortgage

Document Number	2750974
Date	Jun 20, 2018
Book Page	002750/000974
Instrument	579514

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 1, 2018
Property Address	4207 ISLAND FOX LN, DENVER, NC 28037-0257
Book / Page	002721 / 000064
Instrument Date	Jan 31, 2018
Instrument	573633
Transaction Type	Construction Loan
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	236 RACEWAY DR #7 MOORESVILLE NC 281176518, 7, MOORESVILLE, NC 28117-6518

Mortgage

Document Number	272164
Date	Feb 1, 2018
Book Page	002721/000064
Instrument	573633

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 21, 2017
Property Address	4207 ISLAND FOX LN, DENVER, NC 28037-0257
Book / Page	002679 / 000886
Instrument Date	Jul 20, 2017
Instrument	565557
Transaction Type	Mortgage
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3965 MOORESVILLE NC 281173965, MOORESVILLE, NC 28117-3965

Mortgage

Document Number	2679886
Date	Jul 21, 2017
Book Page	002679/000886
Instrument	565557

Lender

Name	LEO III WALLACE
Address	301 N MAIN ST, SALISBURY, NC 28144-4301

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 20, 2019

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 30, 2017
Property Address	4207 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	267689
Book / Page	002676 / 000089
Instrument Date	Jun 29, 2017
Instrument	564811
Transaction Type	Transfer
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$352.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3965 MOORESVILLE NC 281173965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,894.00 (+1.37%)	$780,912 (-) Land $66,000 Building $714,912	$780,912 (-) Land $66,000 Building $714,912
2023	$4,828.00	$780,912 Land $66,000 Building $714,912	$780,912 Land $66,000 Building $714,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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