4201 Island Fox Ln, Denver, NC 28037 Property Records

Lincoln County property record for 4201 Island Fox Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,419 sqft · built 2017
Lot Size	0.836 acres (36,416 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jul 2023)
Tax Bill	$4,371 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4605-28-6277`

Property Details

APN / Parcel Number

Primary APN	`4605-28-6277`
Alternative APNs	`298627` `265438` `92516`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,419 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Lot Area	36,416 sqft (0.836 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	298627
Street Address	4201 ISLAND FOX LN
City	DENVER
State	NC
Zip	28037-0257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#10 FOX CHASE PH1 M1
Legal Subdivision	FOX CHASE
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	71203

Owner

4201 Island Fox Ln is owned and occupied by two individuals who bought it in July 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4201 ISLAND FOX LN, DENVER, NC 28037-0257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 6, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS
Jul 21, 2017	Grant Deed, Mortgage LEO III WALLACE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	2023669842
Deed Book / Page	3265 / 85
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 24, 2023
Property Address	4201 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	0000326585
Book / Page	3265 / 85
Map Reference	MB 16 PG 343
Instrument Date	Jul 14, 2023
Instrument	669842
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12524 OLD WESTBURY DR, CORNELIUS, NC 28031-0299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 ISLAND FOX LN, DENVER, NC 28037-0257

Mortgage

Document Number	0000669843
Date	Jul 24, 2023
Instrument	669843

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4201 ISLAND FOX LN, DENVER, NC 28037-0257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2957796
Date	Oct 1, 2020
Book Page	2957/796
Instrument	617099

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 6, 2017
Property Address	4201 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	2710804
Book / Page	002710 / 000804
Instrument Date	Dec 4, 2017
Instrument	571532
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4201 ISLAND FOX LN DENVER NC 280370257, DENVER, NC 28037-0257
Investor	Possibly a Property Investor

Mortgage

Document Number	2710810
Date	Dec 6, 2017
Book Page	002710/000810
Instrument	571535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

July 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 21, 2017
Property Address	4201 ISLAND FOX LN, DENVER, NC 28037-0257
Book / Page	002679 / 000886
Instrument Date	Jul 20, 2017
Instrument	565557
Transaction Type	Mortgage
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3965 MOORESVILLE NC 281173965, MOORESVILLE, NC 28117-3965

Mortgage

Document Number	2679886
Date	Jul 21, 2017
Book Page	002679/000886
Instrument	565557

Lender

Name	LEO III WALLACE
Address	301 N MAIN ST, SALISBURY, NC 28144-4301

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jul 20, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 4201 Island Fox Ln was $4,371.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,371.00	$694,983 Land $66,000 Building $628,983	$694,983 Land $66,000 Building $628,983
2023	$4,310.00 (+27.36%)	$694,983 (+54.37%) Land $66,000 Building $628,983	$694,983 (+54.37%) Land $66,000 Building $628,983
2022	$3,384.00	$450,200 Land $53,000 Building $397,200	$450,200 Land $53,000 Building $397,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4201 Island Fox Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4201 Island Fox Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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