4207 128th St W, Cortez, FL 34215 Property Records

Manatee County property record for 4207 128th St W, Cortez, FL 34215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2004
Lot Size	0.363 acres (15,818 sqft)
Owner	Company Name on Record
Last Sale	$294,000 (Mar 2011)
Tax Bill	$10,069 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`76023-1006-9`

Property Details

APN / Parcel Number

Primary APN	`76023-1006-9`
Alternative APN	`3516037602310069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	5,588 sqft
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,818 sqft (0.363 acres)
View / Lot	Bay
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,668 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4207 128TH ST W
City	CORTEZ
State	FL
Zip	34215-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	COM AT SE COR OF LOT 6 BLK 5 AMENDED PLAT OF CORTEZ (PB 2 P 59); TH N 25 DEG 54 MIN 12 SEC E, ALG E LN OF SD BLK 5, A DIST OF 120.06 FT FOR A POB; TH N 64 DEG 00 MIN 45 SEC W,
Legal Range	16E
Legal Township	35S
Legal Section	03
Legal Subdivision	CORTEZ ADDITION TO CORTEZ CONTINUED
Legal Tract	07620100
Legal Block	5
Legal Lot Number	6
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1004
Census Tract	1107

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	404 HILLCREST DR, BRADENTON, FL 34209-1838
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2011 · Amount on Record
Deed Sale	Mar 2, 2011 · Amount on Record
Prior Sale	Apr 5, 1999 · Amount on Record
Deed Document Number	20112895224
Deed Book / Page	2371 / 1287
Prior Transfer Date	Oct 20, 2004
Prior Transfer Doc	0002033015
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4207 128TH ST W, CORTEZ, FL 34215-2508
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 128TH ST W, CORTEZ, FL 34215-2508

Mortgage

Document Number	0041154544
Date	Nov 19, 2021
Instrument	202141154544

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4207 128TH ST W, CORTEZ, FL 34215-2508
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041140932
Date	Dec 18, 2020
Instrument	202041140932

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Sep 1, 2030

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 2, 2020
Property Address	4207 128TH ST W, CORTEZ, FL 34215-2508
Document Number	0041022690
Instrument Date	Feb 21, 2020
Instrument	41022690
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4207 128TH ST W CORTEZ FL 342152508, CORTEZ, FL 34215-2508

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,969 (+7.65%) Land $195,075 Building $466,894	$661,969 (+7.65%) Land $195,075 Building $466,894
2025	$10,069.00 (+10.68%)	$614,940 (+55.03%) Land $142,800 Building $472,140	$614,940 (+5.95%) Land $142,800 Building $472,140
2024	$9,097.00 (+58.84%)
2023	$5,727.00 (+2.62%) Homeowner's exemption	$396,671 (+3%)	$580,404 (+15.07%) Land $142,800 Building $437,604
2022	$5,581.00 Homeowner's exemption	$385,117	$504,392 Land $127,500 Building $376,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 387 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 470 condo units
Nearby Flood Claims	210 (1982–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 18 claims Hurricane Helene, Sep 2024 · 144 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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