4204 128th St W, Cortez, FL 34215 Property Records

Manatee County property record for 4204 128th St W, Cortez, FL 34215

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,826 sqft · built 1977
Lot Size	0.331 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$915,000 (Apr 2025)
Tax Bill	$5,531 (2024)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`76023-1020-8`

Property Details

APN / Parcel Number

Primary APN	`76023-1020-8`
Alternative APN	`3516037602310208`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	4,549 sqft
1st Floor Area	1,362 sqft
Basement Area	320 sqft
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2001
Exterior Material	Precast Concrete Panel
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	160 ft deep x 90 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	132 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	1,229 sqft
Deck Area	60 sqft
Patio Area	555 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4204 128TH ST W
City	CORTEZ
State	FL
Zip	34215-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	BEG AT THE SW COR OF LOT 9, BLK 6, AMENDED PLAT OF CORTEZ ADDITION TO CORTEZ, REC IN PLAT BK 2, PG 59, TH N 25 DEG 54 MIN 12 SEC E, ALG THE W LN OF SD BLK 6, AND NLY EXT THEREOF,
Legal Range	16E
Legal Township	35S
Legal Section	03
Legal Subdivision	CORTEZ ADDITION TO CORTEZ AMENDED PLAT
Legal Tract	07531000
Legal Block	6
Legal Lot Number	9
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1004
Census Tract	1107

Owner

Source: Manatee County records · APN 76023-1020-8

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6107 MISTY OAKS ST, SARASOTA, FL 34243-3106
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2025 · Amount on Record
Deed Sale	Apr 01, 2025 · Amount on Record
Prior Sale	Aug 03, 2016 · Amount on Record
Deed Document Number	202541374
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4204 128TH ST W, CORTEZ, FL 34215-2503
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 128TH ST W, CORTEZ, FL 34215-2503

Mortgage

Document Number	0041030344
Date	Mar 18, 2026
Instrument	202641030344

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$550,559 (+42.75%) Land $95,200 Building $455,359	$550,559 (+3.39%) Land $95,200 Building $455,359
2024	$5,531.00 (+1.64%)
2023	$5,442.00 (+2.6%) Homeowner's exemption	$385,680 (+3%)	$532,504 (+14.99%) Land $95,200 Building $437,304
2022	$5,304.00 Homeowner's exemption	$374,447	$463,105 Land $85,000 Building $378,105

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810011071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 387 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 470 condo units
Nearby Flood Claims	210 (1982–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 18 claims Hurricane Helene, Sep 2024 · 144 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Based on FCC filings for 98 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6411132, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.