Osceola County property record for 4203 Prairie Iris Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,152 sqft · built 2004 |
| Lot Size | 0.198 acres (8,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Nov 2006) |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer May 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-0593-0001-1900 |
| Primary APN | 16-26-30-0593-0001-1900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 2,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,624 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 532 sqft |
| Patio Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4203 PRAIRIE IRIS CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | CANOE CREEK LAKES UNIT NINE PB 15 PG 99 LOT 190 15-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES UNIT 9 |
| Legal Tract | 593 |
| Legal Block | 1900 |
| Legal Lot Number | 190 |
| Legal Unit | NI |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43208 |
Source: Osceola County records · APN 16-26-30-0593-0001-1900
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4203 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 14, 2025 | Intrafamily Transfer, Transfer |
| May 27, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Apr 26, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2006 · Amount on Record |
| Deed Sale | Nov 02, 2006 · Amount on Record |
| Deed Document Number | 2006263853 |
| Deed Book / Page | 3320 / 1318 |
| Last Transfer Date | Sep 30, 2025 |
| Transfer Doc | 0068640585 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 14, 2025 |
| Property Address | 4203 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742 |
| Document Number | 0068640585 |
| Book / Page | 6864 / 585 |
| Map Reference | MB 15 PG 99 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025127100 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4203 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742 |
| Name | Verified Name |
|---|---|
| Address | 4203 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4203 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057280088 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 5728/88 |
| Instrument | 2020068629 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4203 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050940938 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 5094/0938 |
| Instrument | 2017016741 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4203 PRAIRIE IRIS CT, SAINT CLOUD, FL 34772-7742 |
| Document Number | 0051640569 |
| Book / Page | 005164 / 000569 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4203 PRAIRIE IRIS CT ST CLOUD FL 347727742, ST CLOUD, FL 34772-7742 |
| Document Number | 0051640569 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 005164/000569 |
| Instrument | 86845 |
| Name | FIFTH THIRD BK/CTRL FL |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,453.00 (+3.68%) | $179,960 (+2.9%) | $369,400 (-6.1%) Land $75,000 Building $294,400 |
| 2024 | $2,366.00 (+2.91%) Homeowner's exemption | $174,889 (+3%) | $393,400 (+3.15%) Land $70,000 Building $323,400 |
| 2023 | $2,299.00 (+3.98%) Homeowner's exemption | $169,796 (+3%) | $381,400 (+21.19%) Land $65,000 Building $316,400 |
| 2022 | $2,211.00 Homeowner's exemption | $164,851 | $314,700 Land $60,000 Building $254,700 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Verizon.
Based on FCC filings for 402 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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