Spokane County property record for 4206 N Indian Bluff Rd, Spokane, WA 99224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 7,038 sqft · built 1977 |
| Lot Size | 5.71 acres (248,739 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,075,000 (Aug 2025) |
| Tax Bill | $7,805 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25041.0203 |
| Primary APN | 25041.0203 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 7,038 sqft Living Area |
| Gross Area | 8,718 sqft |
| 1st Floor Area | 4,908 sqft |
| 2nd Floor Area | 1,480 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 248,739 sqft |
| Garage Type | Attached |
| Garage Area | 1,680 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 882 sqft |
| Deck Area | 1,188 sqft |
| Patio Area | 2,296 sqft |
| Tennis Court | Tennis Court |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4206 N INDIAN BLUFF RD |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99224-9186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | WHITE BLUFF ADD L3 B2 |
| Legal Range | 42E |
| Legal Township | 25N |
| Legal Section | 04 |
| Legal Subdivision | WHITE BLUFF ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 13700 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4206 N INDIAN BLUFF RD, SPOKANE, WA 99224-9186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan WASHINGTON TRUST BANK |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Nov 4, 2019 | Warranty Deed, Transfer WASHINGTON FED'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Prior Sale | Nov 4, 2019 · Amount on Record |
| Deed Document Number | 20257434861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4206 N INDIAN BLUFF RD, SPOKANE, WA 99224-9186 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4206 N INDIAN BLUFF RD, SPOKANE, WA 99224-9186 |
| Document Number | 0007455545 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 7455545 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99207 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4206 N INDIAN BLUFF RD, SPOKANE, WA 99224-9186 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007140214 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 7140214 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 4, 2019 |
| Property Address | 4206 N INDIAN BLUFF RD, SPOKANE, WA 99224-9186 |
| Document Number | 0006860594 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 6860594 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4206 N INDIAN BLUFF RD SPOKANE WA 992249186, SPOKANE, WA 99224-9186 |
| Document Number | 6860595 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 6860595 |
| Name | WASHINGTON FED'L BK |
|---|---|
| Address | SEATTLE, WA 98101 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2049 |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Great Northern School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,805.00 (+10.54%) | $1,039,700 (+3.1%) Land $300,000 Building $739,700 | $1,039,700 (+3.1%) Land $300,000 Building $739,700 |
| 2025 | $7,061.00 (+5.56%) | ||
| 2024 | $1,008,400 (+28.3%) Land $250,000 Building $758,400 | $1,008,400 (+28.3%) Land $250,000 Building $758,400 | |
| 2023 | $6,689.00 (+3.4%) | $786,000 Land $190,000 Building $596,000 | $786,000 Land $190,000 Building $596,000 |
| 2022 | $6,469.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 57% of Washington |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
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