4104 N Indian Bluff Rd, Spokane, WA 99224 Property Records

Spokane County property record for 4104 N Indian Bluff Rd, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,376 sqft · built 1971
Lot Size	4.57 acres (199,313 sqft)
Owner	2 Individual Names on File
Last Sale	$650,280 (Mar 2011)
Tax Bill	$6,218 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25041.0202`

Property Details

APN / Parcel Number

Primary APN	`25041.0202`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,376 sqft Living Area
Gross Area	6,752 sqft
1st Floor Area	3,336 sqft
2nd Floor Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	199,313 sqft
Garage Type	Attached
Garage Area	1,376 sqft
Parking Spaces	5 Parking Spaces
Deck Area	144 sqft
Patio Area	270 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	4104 N INDIAN BLUFF RD
City	SPOKANE
State	WA
Zip	99224-6178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	WHITE BLUFF ADD L2 B2
Legal Range	42E
Legal Township	25N
Legal Section	04
Legal Subdivision	WHITE BLUFF ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2017
Census Tract	13700

Owner

4104 N Indian Bluff Rd is owned by two individuals who bought it in March 2011.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 9087, SPOKANE, WA 99209-9087
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2011 · Amount on File
Deed Sale	Mar 14, 2011 · Amount on File
Prior Sale	Sep 30, 2004 · Amount on File
Deed Document Number	20115985514
Prior Transfer Date	Jul 3, 2007
Prior Transfer Doc	0005560156
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4104 N INDIAN BLUFF RD, SPOKANE, WA 99224-6178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006711611
Date	May 29, 2018
Instrument	6711611

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99205

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4104 N Indian Bluff Rd was $6,218, down 23.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Great Northern School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,218.00 (-23.78%)	$1,308,300 Land $300,000 Building $1,008,300	$1,308,300 Land $300,000 Building $1,008,300
2025	$8,158.00
2024		$1,166,400 (+33.09%) Land $250,000 Building $916,400	$1,166,400 (+33.09%) Land $250,000 Building $916,400
2023	$7,728.00 (+7.24%)	$876,400 Land $190,000 Building $686,400	$876,400 Land $190,000 Building $686,400
2022	$7,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4104 N Indian Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4104 N Indian Bluff Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Washington
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20