4189 Frontier Ln, Osprey, FL 34229 Property Records

Sarasota County property record for 4189 Frontier Ln, Osprey, FL 34229

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,449 sqft · built 2018
OwnerIndividual Name on Record
Tax Bill$2,477 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2019 Mortgage
APN0147-08-1181

Property Details

APN / Parcel Number

Primary APN0147-08-1181

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,449 sqft Living Area
1st Floor Area1,449 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
View / LotLake
Garage TypeAttached
Garage Area485 sqft
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4189 FRONTIER LN
CityOSPREY
StateFL
Zip34229-6841
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF3
Legal DescriptionUNIT 101, BLDG 18, BAY STREET VILLAGE
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAY STREET VILLAGE
Legal Tract8576
Legal Unit101
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3007
Census Tract2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4189 FRONTIER LN, OSPREY, FL 34229-6841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
SUN WEST MORTGAGE COMPANY INC
Oct 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2021
Deed SaleMay 21, 2021
Deed Document Number2021095053
Record UpdatedJun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSARASOTA FL
Recording DateMay 21, 2021
Property Address4189 FRONTIER LN, OSPREY, FL 34229-6841
Document Number0000095053
Map ReferenceDOC 2018118533
Instrument DateApr 14, 2021
Instrument2021095053
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4189 FRONTIER LN, OSPREY, FL 34229-6841

Mortgage

Document Number0000095054
DateMay 21, 2021
Instrument2021095054
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4189 FRONTIER LN, OSPREY, FL 34229-6841
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136900
DateOct 3, 2019
Instrument2019136900
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,477.00 (-15.4%) Homeowner's exemption$252,887 (+5.99%)$324,700 (-7.89%) Building $324,700
2023$2,928.00 (+3.83%) Homeowner's exemption$238,602 (+3%)$352,500 (+1.29%) Building $352,500
2022$2,820.00 Homeowner's exemption$231,652$348,000 Building $348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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