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4205 Turtle Grass Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4205 Turtle Grass Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,929 sqft Living Area
Lot Size8,624 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2022)
Tax Bill$5,749.00 (2024)

Property Details

APN / Parcel Number

Primary APN16-26-30-0593-0001-2070
Alternative APNs
  • 263016059300012070
  • 117088

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,929 sqft Living Area
Gross Area2,796 sqft Gross Area
1st Floor1,929 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,624 sqft (0.198 acres)
Depth X Width115 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Patio Area52 sqft Patio
Porch Area585 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4205 TURTLE GRASS CT
CitySAINT CLOUD
StateFL
Zip34772-7743
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT NINE PB 15 PG 99 LOT 207 15-26-30
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES UNIT 9
Legal Tract593
Legal Block2070
Legal Lot Number207
Legal UnitNI
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records · APN 16-26-30-0593-0001-2070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4205 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
May 23, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS
Aug 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleJul 13, 2005 · Amount on Record
Deed Doc Number2022112573
Deed Book / Page6255 / 2210
Last Transfer DateNov 08, 2024
Transfer Doc0066971975
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 21, 2022
Property Address4205 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743
Document Number0062552210
Book / Page6255 / 2210
Map ReferenceMB 15 PG 99
Instrument DateJul 21, 2022
Instrument2022112573
Transaction TypeTransfer
Record UpdatedAug 03, 2022
Title CompanyMAGNOLIA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2614 GENES LOOP, 2614, MORGANTON, NC 28655-2400

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address40205 TURLTE GARSS ST, SAINT CLOUD, FL 34772

Mortgage

Document Number0062552211
DateJul 21, 2022
Instrument6255/2211
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4205 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743
Document Number0057282980
Instrument DateMay 23, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4205 TURTLE GRASS CT ST CLOUD FL 347727743, ST CLOUD, FL 34772-7743

Mortgage

Document Number0057282980
DateMay 29, 2020
Book Page005728/002980
Instrument69331
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4205 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743
Document Number0053920080
Instrument DateAug 18, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4205 TURTLE GRASS CT ST CLOUD FL 347727743, ST CLOUD, FL 34772-7743

Mortgage

Document Number0053920080
DateAug 28, 2018
Book Page005392/000080
Instrument130438
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueAug 27, 2046

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,386.00 (-6.31%)$343,800 (-2.83%) Land $75,000 Building $268,800$343,800 (-2.83%) Land $75,000 Building $268,800
2024$5,749.00 (+2.44%)
2023$5,612.00 (+271.9%) Homeowner's exemption$353,800 (+181.02%) Land $65,000 Building $288,800$353,800 (+20.87%) Land $65,000 Building $288,800
2022$1,509.00 Homeowner's exemption$125,899$292,700 Land $60,000 Building $232,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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