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4203 Turtle Grass Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4203 Turtle Grass Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,938 sqft Heated Area
Lot Size8,625 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$283,000 (2007)
Tax Bill$1,878.00 (2025)

Property Details

APN / Parcel Number

Primary APN117087
Alternative APN
  • 162630059300012060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,938 sqft Heated Area
Gross Area2,835 sqft Gross Area
1st Floor1,938 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,625 sqft (0.198 acres)
Depth X Width115 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area484 sqft Garage

Exterior Amenities

Pool Area204 sqft Pool
FenceFence
Deck Area404 sqft Deck
PorchOpen Porch
Porch Area413 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number117087
Street Address4203 TURTLE GRASS CT
CitySAINT CLOUD
StateFL
Zip34772-7743
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK LAKES UNIT NINE PB 15 PG 99 LOT 206 15-26-30
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES
Legal Tract593
Legal Block1
Legal Lot Number15,206 15
Legal UnitNI
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2001
Census Tract43208

Owner

Source: Osceola County records · APN 117087

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4203 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Nov 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2007 · Amount on Record
Deed SaleJul 19, 2007 · Amount on Record
Prior SaleDec 16, 2004 · Amount on Record
Deed Doc Number2007134002
Deed Book / Page3525 / 1135
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4203 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743
Transaction TypeMortgage
Record UpdatedFeb 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4203 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743

Mortgage

Document Number0065402480
DateJan 30, 2024
Book Page6540/2480
Instrument2024011637
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2039

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4203 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4203 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743

Mortgage

Document Number0059452111
DateApr 28, 2021
Book Page5945/2111
Instrument2021064476
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4203 TURTLE GRASS CT, SAINT CLOUD, FL 34772-7743
Document Number0052451966
Book / Page005245 / 001966
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4203 TURTLE GRASS CT ST CLOUD FL 347727743, ST CLOUD, FL 34772-7743

Mortgage

Document Number0052451966
DateNov 29, 2017
Book Page005245/001966
Instrument169232
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,878.00 (+7.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$152,808 (+5.99%)$359,400 (-2.65%) Land $75,000 Building $284,400
2023$1,747.00 (+4.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$144,177 (+3%)$369,200 (+20.38%) Land $65,000 Building $304,200
2022$1,673.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$139,978$306,700 Land $60,000 Building $246,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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