4205 Laredo Pl, Billings, MT 59106 Property Records

Yellowstone County property record for 4205 Laredo Pl, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,410 sqft · built 1985
Lot Size	0.577 acres (25,130 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2018)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Feb 2020 Refinance Mar 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000C108850`

Property Details

APN / Parcel Number

Primary APN	`000C108850`
Alternative APNs	`03-1032-28-3-16-14-0000` `R0350426` `C108850` `C10885`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,410 sqft Living Area
1st Floor Area	2,416 sqft
2nd Floor Area	724 sqft
Basement Area	270 sqft
Finished Basement	270 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,130 sqft (0.577 acres)
View / Lot	Neighborhood / Spot
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	130 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4205 LAREDO PL
City	BILLINGS
State	MT
Zip	59106-1383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	HYPARK SUBD, S28, T01 N, R25 E, BLOCK 3, LOT 1N, AMD
Legal Range	25E
Legal Township	01N
Legal Section	28
Legal Subdivision	HYPARK SUBD
Legal Block	3
Legal Lot Number	1N
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3007
Census Tract	1801

Owner

4205 Laredo Pl is owned and occupied by two individuals who acquired it in January 2022.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4205 LAREDO PL, BILLINGS, MT 59106-1383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance YELLOWSTONE BANK
Mar 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALTANA FEDERAL CREDIT UNION
Aug 3, 2018	Warranty Deed, Transfer YELLOWSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Prior Sale	Aug 31, 2005 · Amount on File
Deed Document Number	20183856586
Last Transfer Date	Jan 17, 2022
Transfer Doc	0004012521
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4205 LAREDO PL, BILLINGS, MT 59106-1383
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003911945
Date	Feb 20, 2020
Instrument	3911945

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4205 LAREDO PL, BILLINGS, MT 59106-1383
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003878433
Date	Mar 21, 2019
Instrument	3878433

Lender

Name	ALTANA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 3, 2018
Property Address	4205 LAREDO PL, BILLINGS, MT 59106-1383
Document Number	0003856586
Instrument Date	Aug 2, 2018
Instrument	000003856586
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 LAREDO PL, BILLINGS, MT 59106-1383

Mortgage

Document Number	0003856587
Date	Aug 3, 2018
Instrument	000003856587

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	173 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4205 Laredo Pl was $5,163, down 4.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,700 (-) Land $187,624 Building $483,076	$670,700 (-) Land $187,624 Building $483,076
2025	$5,163.00 (-4.79%)	$670,700 Land $187,624 Building $483,076	$670,700 Land $187,624 Building $483,076
2024	$5,423.00 (-5.29%)
2023	$5,726.00	$641,700	$641,700 Land $151,226 Building $490,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4205 Laredo Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4205 Laredo Pl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 77% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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