4176 Laredo Pl, Billings, MT 59106 Property Records

Yellowstone County property record for 4176 Laredo Pl, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,460 sqft · built 1985
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000C108680`

Property Details

APN / Parcel Number

Primary APN	`000C108680`
Alternative APNs	`03-1032-28-4-13-20-0000` `R0350407` `C108680` `C10868`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	1,310 sqft
Basement Area	1,268 sqft
Finished Basement	1,150 sqft
Unfinished Basement	118 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,062 sqft (0.231 acres)
View / Lot	Neighborhood / Spot
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4176 LAREDO PL
City	BILLINGS
State	MT
Zip	59106-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	HYPARK SUBD, S28, T01 N, R25 E, BLOCK 2, LOT 2
Legal Range	25E
Legal Township	01N
Legal Section	28
Legal Subdivision	HYPARK SUBD
Legal Block	2
Legal Lot Number	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3010
Census Tract	1801

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4176 LAREDO PL, BILLINGS, MT 59106-1380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 19, 2024	Transfer on Death Deed, Transfer
Jan 19, 2024	Transfer on Death Deed, Transfer
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 18, 2024
Transfer Doc	0004066441
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4176 LAREDO PL, BILLINGS, MT 59106-1380
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	NOT AVAILABLE, RADIAN LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4176 LAREDO PL, BILLINGS, MT 59106-1380

Mortgage

Document Number	0004003562
Date	Jan 5, 2022
Instrument	4003562

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 14, 2051

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 19, 2024
Property Address	4176 LAREDO PL, BILLINGS, MT 59106-1380
Document Number	0004066441
Map Reference	DOC 1183584
Instrument Date	Jan 18, 2024
Instrument	4066441
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4176 LAREDO PL, BILLINGS, MT 59106-1380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4176 LAREDO PL, BILLINGS, MT 59106-1380

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jan 19, 2024
Property Address	4176 LAREDO PL, BILLINGS, MT 59106-1380
Document Number	0004066440
Instrument Date	Jan 18, 2024
Instrument	4066440
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4176 LAREDO PL, BILLINGS, MT 59106-1380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4176 LAREDO PL, BILLINGS, MT 59106-1380

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4176 LAREDO PL, BILLINGS, MT 59106-1380
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003956562
Date	Jan 20, 2021
Instrument	3956562

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	147 Months
Due	Apr 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,200 (-) Land $99,772 Building $348,428	$448,200 (-) Land $99,772 Building $348,428
2025	$2,957.00 (-23.09%)	$448,200 (+11.88%) Land $99,772 Building $348,428	$448,200 (+11.88%) Land $99,772 Building $348,428
2024	$3,845.00 (+7.55%)
2023	$3,575.00	$400,600	$400,600 Land $92,251 Building $308,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 77% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Laredo Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures