4205 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4205 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,575 sqft · built 1957
Lot Size	0.172 acres (7,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,000 (Dec 2025)
Tax Bill	$4,679 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01312531`

Property Details

APN / Parcel Number

Primary APN	`13-01312531`
Alternative APN	`01312531`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,575 sqft Living Area
1st Floor Area	882 sqft
Basement Area	168 sqft
Finished Basement	168 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,479 sqft (0.172 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01312531
Street Address	4205 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SEC 6 GARRETT FOREST
Legal Subdivision	GARRETT FOREST
Legal Block	P
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4001
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12813 LAYHILL RD, SILVER SPRING, MD 20906-3327
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE SERVICES INC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIGNAL FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Feb 25, 2010 · Amount on Record
Deed Book / Page	69964 / 334
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 23, 2025
Property Address	4205 FERRARA DR, SILVER SPRING, MD 20906-4716
Document Number	0699640334
Book / Page	69964 / 334
Map Reference	MB 55 PL 4430
Instrument Date	Dec 16, 2025
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,710.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12813 LAYHILL RD, SILVER SPRING, MD 20906-3327

Mortgage

Document Number	0069964340
Date	Dec 23, 2025
Instrument	69964/340

Lender

Name	CORNERSTONE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4205 FERRARA DR, SILVER SPRING, MD 20906-4716
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601060001
Date	Jul 22, 2020
Book Page	60106/1

Lender

Name	SIGNAL FINANCIAL FCU
Type	Credit Union
Address	KENSINGTON, MD 20895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,633 (+6.62%)	$447,800 (-) Land $184,800 Building $263,000
2025	$4,679.00 (-6.08%)	$395,467 (+10.3%)	$447,800 (+21.26%) Land $184,800 Building $263,000
2024	$4,982.00 (+33.24%)
2023		$358,533 (+3.1%)	$369,300 (-) Land $184,800 Building $184,500
2022	$3,739.00 Homeowner's exemption	$347,767	$369,300 Land $184,800 Building $184,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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