4202 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4202 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,445 sqft · built 1957
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Feb 1997)
Tax Bill	$5,991 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01312963`

Property Details

APN / Parcel Number

Primary APN	`13-01312963`
Alternative APN	`01312963`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,445 sqft Living Area
Gross Area	2,583 sqft
1st Floor Area	1,338 sqft
Basement Area	168 sqft
Finished Basement	168 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.169 acres)
Garage Type	Carport
Garage Area	289 sqft
Carport	Carport
Carport Area	289 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	202 sqft
Deck Area	138 sqft
Shed	1 Shed
Shed Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01312963
Street Address	4202 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 6
Legal Subdivision	GARRETT FOREST
Legal Block	Q
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4002
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4202 FERRARA DR, SILVER SPRING, MD 20906-4715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 1997 · Amount on Record
Deed Sale	Feb 3, 1997 · Amount on Record
Deed Document Number	199786372
Deed Book / Page	14664 / 626
Last Transfer Date	Oct 18, 2016
Transfer Doc	0533460172
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 2, 2026
Property Address	4202 FERRARA DR, SILVER SPRING, MD 20906-4715
Document Number	7055000101
Book / Page	70557 / 101
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FATICO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	4202 FERRARA DR, SILVER SPRING, MD 20906-4715

Mortgage

Document Number	7055000101,
Date	Jun 2, 2026
Book Page	70557/101

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4202 FERRARA DR, SILVER SPRING, MD 20906-4715
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 FERRARA DR, SILVER SPRING, MD 20906-4715

Mortgage

Document Number	0638790208
Date	Aug 26, 2021
Book Page	63879/208

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4202 FERRARA DR, SILVER SPRING, MD 20906-4715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 FERRARA DR, SILVER SPRING, MD 20906-4715

Mortgage

Document Number	0612820412
Date	Dec 7, 2020
Book Page	61282/412

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,533 (+7.67%)	$587,600 (-) Land $184,300 Building $403,300
2025	$5,991.00 (-2.52%)	$509,467 (+11.46%)	$587,600 (+24.91%) Land $184,300 Building $403,300
2024	$6,146.00 (+26.54%)
2023		$457,067	$470,400 Land $184,300 Building $286,100
2022	$4,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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