4205 Cobalt Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4205 Cobalt Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,276 sqft · built 1960
Lot Size	0.225 acres (9,800 sqft)
Owner	Company Name on Record
Last Sale	$655,000 (Oct 2014)
Tax Bill	$10,127 (2025)
Deeds & Mortgages	Aug 2022 Transfer Apr 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`475-253-03-00`

Property Details

APN / Parcel Number

Primary APN	`475-253-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,276 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,800 sqft (0.225 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4205 COBALT DR
City	LA MESA
State	CA
Zip	91941-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1S
Legal Description	LOT 44 TR 003586
Legal Subdivision	EASTRIDGE CANYON HOMES
Legal Tract	003586
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	14602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4205 COBALT DR, LA MESA, CA 91941-7824
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Intrafamily Transfer, Transfer
Apr 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2014 · Amount on Record
Deed Sale	Oct 6, 2014 · Amount on Record
Deed Document Number	2014433009
Last Transfer Date	Jul 26, 2022
Transfer Doc	0000334785
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2022
Property Address	4205 COBALT DR, LA MESA, CA 91941-7824
Document Number	0000334785
Map Reference	MAP 3586
Instrument Date	Jul 26, 2022
Instrument	2022-0334785
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4205 COBALT DR, LA MESA, CA 91941-7824

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4205 COBALT DR, LA MESA, CA 91941-7824
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 COBALT DR, LA MESA, CA 91941-7824

Mortgage

Document Number	0000171897
Date	Apr 20, 2022
Instrument	2022-0171897

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4205 COBALT DR, LA MESA, CA 91941-7824
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 COBALT DR, LA MESA, CA 91941-7824

Mortgage

Document Number	0000354248
Date	May 7, 2021
Instrument	2021-0354248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4205 COBALT DR, LA MESA, CA 91941-7824
Document Number	0000510469
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4205 COLBALT DR LA MESA CA 91941, LA MESA, CA 91941

Mortgage

Document Number	0000510469
Date	Nov 6, 2019
Instrument	510469

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$802,945 (+2%) Land $218,148 Building $584,797
2025	$10,127.00 (+6.34%)	$787,202 (+4.04%) Land $213,871 Building $573,331
2023	$9,523.00 (+0.08%)	$756,636 Land $205,567 Building $551,069
2022	$9,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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