4204 Stonegate Dr, Midland, MI 48640 Property Records

Midland County property record for 4204 Stonegate Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 2000
Lot Size	0.27 acres (11,761 sqft)
Owner	Trust Name on File
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Feb 2023 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-06-50-506`

Property Details

APN / Parcel Number

Primary APN	`14-06-50-506`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	131 ft deep x 89 ft wide
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4204 STONEGATE DR
City	MIDLAND
State	MI
Zip	48640-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LOT 4 STONEGATE MANOR FIRST AMENDED MASTER DEED L822 PAGES 335 THRU 382
Legal Subdivision	STONEGATE MANOR FIRST AMD
Legal Lot Number	4
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4005
Census Tract	291000

Owner

4204 Stonegate Dr is owner-occupied and held in a trust since August 2014.

Source: Midland County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	4204 STONEGATE DR, MIDLAND, MI 48640-3113
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Intrafamily Transfer, Transfer
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Sep 15, 2021	Quit Claim Deed, Transfer CROSSROADS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 21, 2014
Transfer Doc	1584/0196
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Feb 3, 2023
Property Address	4204 STONEGATE DR, MIDLAND, MI 48640-3113
Document Number	01662/1237
Book / Page	1662 / 1237
Map Reference	LB 626 PG 1395
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4204 STONEGATE DR, MIDLAND, MI 48640-3113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 STONEGATE DR, MIDLAND, MI 48640-3113

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4204 STONEGATE DR, MIDLAND, MI 48640-3113
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 STONEGATE DR, MIDLAND, MI 48640-3113

Mortgage

Document Number	1650/928
Date	Oct 13, 2021
Book Page	1650/928

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 15, 2021
Property Address	4204 STONEGATE DR, MIDLAND, MI 48640-3113
Document Number	1649/1045
Book / Page	1649 / 1045
Map Reference	LB 626 PG 1395
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 STONEGATE DR, MIDLAND, MI 48640-3113

Tax Assessment & Valuation

The 2025 property tax bill for 4204 Stonegate Dr was $4,616 with a homeowner's exemption, up 1.5% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,000 (+7.75%)	$378,000 (+7.75%)
2025	$4,616.00 (+1.5%) Homeowner's exemption	$175,400	$350,800
2024	$4,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4204 Stonegate Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1986–2020)
Claims Outside the SFHA	4 of 17
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4204 Stonegate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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