4115 Stonegate Dr, Midland, MI 48640 Property Records

Midland County property record for 4115 Stonegate Dr, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,356 sqft · built 1957
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Dec 2021)
Tax Bill$5,122 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN14-06-50-540

Property Details

APN / Parcel Number

Primary APN14-06-50-540

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,356 sqft Living Area
1st Floor Area1,620 sqft
Basement Area736 sqft
Unfinished Basement736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions171 ft deep x 154 ft wide
Garage Area1,204 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address4115 STONEGATE DR
CityMIDLAND
StateMI
Zip48640-2146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-3
Legal DescriptionLOT 21 STONEGATE MANOR FIRST AMENDED MASTER DEED L822 PAGES 335 THRU 382
Legal SubdivisionSTONEGATE MANOR
Legal Lot Number21
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group4
Census Block4005
Census Tract291000

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4115 STONEGATE DR, MIDLAND, MI 48640-2146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2021 · Amount on Record
Deed SaleDec 17, 2021 · Amount on Record
Deed Book / Page1652 / 956
Prior Transfer DateAug 7, 2015
Prior Transfer Doc1589/0488
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateDec 17, 2021
Property Address4115 STONEGATE DR, MIDLAND, MI 48640-2146
Document Number001652/956
Book / Page1652 / 956
Instrument DateDec 1, 2021
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyEMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,062.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2325 ROCKWELL DR APT 260, 2325, MIDLAND, MI 48642-9327

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 S MERIDIAN RD, MIDLAND, MI 48640-9575

Mortgage

Document Number0001652957
DateDec 17, 2021
Instrument1652/957
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$153,900$307,800
2024$5,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims17 (1986–2020)
Claims Outside the SFHA4 of 17
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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