4204 S Cliff Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 4204 S Cliff Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,036 sqft · built 1968
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Trust Names on File
Last Sale	$330,000 (May 2022)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-304-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-304-003-000`
Alternative APN	`29592`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,036 sqft Finished Area
1st Floor Area	1,204 sqft
Upper Floors Area	832 sqft
Basement Area	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	134 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	29592
Street Address	4204 S CLIFF AVE
City	SIOUX FALLS
State	SD
Zip	57103-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18A BLOCK 15 CRESTVIEW ADDN TO THE CITY OF SIOUX FALLS
Legal Subdivision	CRESTVIEW ADDN
Legal Block	15
Legal Lot Number	18A
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3018
Census Tract	1902

Owner

4204 S Cliff Ave is owner-occupied and held in a trust since May 2022.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4204 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Deed Book / Page	613-D / 720
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 24, 2022
Property Address	4204 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Document Number	613DEED/720
Book / Page	613 DEED / 720
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1118 S WESTERN AVE, 1118, SIOUX FALLS, SD 57105-0246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4204 S CLIFF AVE, SIOUX FALLS, SD 57103-4920

Mortgage

Document Number	1953MTG124
Date	May 24, 2022
Instrument	1953 MTG/124

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4204 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1939MTG/792
Date	Nov 18, 2021
Book Page	1939 MTG/792

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4204 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1915MTG/126
Date	Feb 24, 2021
Book Page	1915 MTG/126

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4204 S Cliff Ave was $4,208.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,612 (+1.66%) Land $35,406 Building $278,206	$313,612 Land $35,406 Building $278,206
2025	$4,208.00	$308,500 (+3.52%) Land $35,800 Building $272,700
2024	$4,208.00	$298,000 Land $35,800 Building $262,200
2022	$4,309.00	$286,000 Land $35,800 Building $250,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4204 S Cliff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4204 S Cliff Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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