4200 S Cliff Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 4200 S Cliff Ave, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,674 sqft · built 1974
Lot Size0.296 acres (12,885 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Jun 2025)
Tax Bill$4,845 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN01-22-34-304-001-000

Property Details

APN / Parcel Number

Primary APN01-22-34-304-001-000
Alternative APN
  • 29582

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,674 sqft Finished Area
1st Floor Area1,336 sqft
Basement Area1,336 sqft
Finished Basement1,084 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,885 sqft (0.296 acres)
Lot Dimensions110 ft deep x 116 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number29582
Street Address4200 S CLIFF AVE
CitySIOUX FALLS
StateSD
Zip57103-4920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1A BLOCK 15 CRESTVIEW ADDN TO THE CITY OF SIOUX FALLS
Legal SubdivisionCRESTVIEW ADDN
Legal Block15
Legal Lot Number1A
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3018
Census Tract1902

Owner

4200 S Cliff Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 26, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 12, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 9, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 24, 2023Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 19, 2024Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 10, 2025Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2025 · Amount on File
Deed SaleJun 10, 2025 · Amount on File
Prior SaleMar 20, 2019 · Amount on File
Deed Document Number2025134585
Deed Book / Page632-D / 773
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number1903MTG/571
DateOct 30, 2020
Book Page1903 MTG/571
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term347 Months
DueSep 1, 2049

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number1923MTG/847
DateMay 26, 2021
Book Page1923 MTG/847
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term341 Months
DueOct 1, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number1862MTG/616
DateJul 12, 2019
Book Page1862 MTG/616
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number1963MTG/784
DateDec 9, 2022
Book Page1963 MTG/784
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920

Mortgage

Document NumberMTG1976/673
DateOct 24, 2023
Book PageMTG 1976/673
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920

Mortgage

Document NumberMTG1986/883
DateJul 19, 2024
Book PageMTG 1986/883
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address951 W YAMATO RD STE 175, BOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateJun 10, 2025
Property Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920
Document NumberDEED632/773
Book / PageDEED632 / 773
Instrument DateJun 6, 2025
Instrument134585
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4200 S CLIFF AVE, SIOUX FALLS, SD 57103-4920

Mortgage

Document Number0002000641
DateJun 10, 2025
Instrument2000/641
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4200 S Cliff Ave was $4,845.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,194 (+4.38%) Land $37,681 Building $331,513$369,194 Land $37,681 Building $331,513
2025$4,845.00$353,700 (+9.1%) Land $38,100 Building $315,600
2024$4,845.00$324,200 Land $38,100 Building $286,100
2022$4,307.00$282,800 Land $38,100 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4200 S Cliff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4200 S Cliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
Midco
Cable
2,000 / 350
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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