4204 Passages Ln, Modesto, CA 95356 Property Records

Stanislaus County property record for 4204 Passages Ln, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 2001
Lot Size	0.209 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Sep 2025)
Tax Bill	$5,815 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-017-048-000`

Property Details

APN / Parcel Number

Primary APN	`082-017-048-000`
Alternative APN	`0821748`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,088 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Construction Type	Wood
Lot Area	9,147 sqft (0.209 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0821748
Street Address	4204 PASSAGES LN
City	MODESTO
State	CA
Zip	95356-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR LANE NO 1 (39M26)
Legal Subdivision	ARBOR LANE NO 1
Legal Block	14807
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4005
Census Tract	404

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4204 PASSAGES LN, MODESTO, CA 95356-4315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · ARM PARAMOUNT EQUITY MORTGAGE LLC
Nov 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER RATE MTG INC
Jun 15, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	2025-0044103
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4204 PASSAGES LN, MODESTO, CA 95356-4315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062537
Date	Sep 16, 2019
Instrument	2019-0062537

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4204 PASSAGES LN, MODESTO, CA 95356-4315
Document Number	0000089943
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4204 PASSAGES LN MODESTO CA 953564315, MODESTO, CA 95356-4315

Mortgage

Document Number	0000089943
Date	Nov 16, 2020
Instrument	89943

Lender

Name	BETTER RATE MTG INC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 15, 2017
Property Address	4204 PASSAGES LN, MODESTO, CA 95356-4315
Document Number	0000043180
Map Reference	MAP39 PG26
Instrument Date	Jun 9, 2017
Instrument	2017-0043180
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4204 PASSAGES LN, MODESTO, CA 95356-4315

Mortgage

Document Number	0000043181
Date	Jun 15, 2017
Instrument	2017-0043181

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,815.00 (+4.49%) Homeowner's exemption	$464,228 (+4.04%) Land $139,267 Building $324,961
2023	$5,565.00 (+3.55%) Homeowner's exemption	$446,204 Land $133,860 Building $312,344
2022	$5,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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