4203 Cracker Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4203 Cracker Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,826 sqft Living Area
Lot Size	8,624 sqft (0.198 acres)
Occupancy	Owner Occupied
Last Sale	$236,000 (2019)
Tax Bill	$3,216.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0594-0001-2380`
Alternative APNs	`263016059400012380` `117138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,826 sqft Living Area
Gross Area	2,636 sqft Gross Area
1st Floor	1,826 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,624 sqft (0.198 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	108 sqft Patio
Porch Area	410 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4203 CRACKER CT
City	SAINT CLOUD
State	FL
Zip	34772-7746
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK LAKES UNIT TEN PB 15 PG 100 LOT 238
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 10
Legal Tract	594
Legal Block	2380
Legal Lot Number	238
Legal Unit	E
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0594-0001-2380

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4203 CRACKER CT, SAINT CLOUD, FL 34772-7746
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 08, 2019 · Amount on Record
Deed Sale	Oct 08, 2019 · Amount on Record
Prior Sale	Feb 11, 2004 · Amount on Record
Deed Doc Number	2019130045
Deed Book / Page	5602 / 1520
Prior Transfer Date	Jun 03, 2006
Prior Transfer Doc	0031770145
Record Refreshed	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 08, 2019
Property Address	4203 CRACKER CT, SAINT CLOUD, FL 34772-7746
Document Number	0056021520
Book / Page	5602 / 1520
Map Reference	MB 15 PG 100
Instrument Date	Oct 03, 2019
Instrument	2019130045
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,652.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11409 QUAIL TRAIL COURT, 11409, ORLANDO, FL 32837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4203 CRACKER CT, SAINT CLOUD, FL 34772-7746

Mortgage

Document Number	0056021523
Date	Oct 08, 2019
Instrument	5602/1523

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (+3.61%) Homeowner's exemption Disabled Person's exemption	$234,072 (+5.99%)	$335,300 (-2.7%) Land $75,000 Building $260,300
2024	$3,216.00 (+2.81%)
2023	$3,128.00 (+1.07%) Homeowner's exemption Disabled Person's exemption	$220,851 (+3%)	$344,600 (+20.83%) Land $65,000 Building $279,600
2022	$3,095.00 Homeowner's exemption Disabled Person's exemption	$214,419	$285,200 Land $60,000 Building $225,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.