Osceola County property record for 4200 Cracker Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,585 sqft Heated Area |
| Lot Size | 11,587 sqft (0.266 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2022) |
| Tax Bill | $4,804.00 (2025) |
| Primary APN | 117136 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,585 sqft Heated Area |
| Gross Area | 2,179 sqft Gross Area |
| 1st Floor | 1,585 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,587 sqft (0.266 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Porch | Open Porch |
| Porch Area | 174 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 117136 |
|---|---|
| Street Address | 4200 CRACKER CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7746 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK LAKES UNIT TEN PB 15 PG 100 LOT 236 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CANOE CREEK LAKES |
| Legal Tract | 594 |
| Legal Block | 1 |
| Legal Lot Number | 236 |
| Legal Unit | E |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 43208 |
Source: Osceola County records · APN 117136
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 03, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jan 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Dec 20, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 22, 2018 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WFB NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on Record |
| Deed Sale | Oct 25, 2022 · Amount on Record |
| Prior Sale | Dec 20, 2019 · Amount on Record |
| Deed Doc Number | 2022157659 |
| Deed Book / Page | 6305 / 1697 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 25, 2022 |
| Property Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Document Number | 0063051697 |
| Book / Page | 6305 / 1697 |
| Map Reference | MB 15 PG 100 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022157659 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4207 NEEDLE PALM CT, 4207, SAINT CLOUD, FL 34772-8521 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Document Number | 0063051701 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 6305/1701 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Document Number | 0061200577 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 6120/577 |
| Instrument | 2022000113 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Document Number | 0061200567 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 6120/567 |
| Instrument | 2022000112 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 24, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2019 |
| Property Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Document Number | 0056451105 |
| Book / Page | 5645 / 1105 |
| Map Reference | MB 15 PG 100 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 2019166011 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | AMROCK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15570 SW 157TH ST, 15570, MIAMI, FL 33187-0906 |
| Name | Verified Name |
|---|---|
| Address | 4531 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0056451109 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 5645/1109 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4200 CRACKER CT, SAINT CLOUD, FL 34772-7746 |
| Document Number | 0053211470 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15570 SW 157TH ST MIAMI FL 331870906, MIAMI, FL 33187-0906 |
| Document Number | 0053211470 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 005321/001470 |
| Instrument | 63958 |
| Name | WFB NA |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Apr 22, 2045 |
| Rate | 4.75% |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,804.00 (-3.75%) Homeowner's exemption Widower's exemption | $316,300 (-2.47%) Land $75,000 Building $241,300 | $316,300 (-2.47%) Land $75,000 Building $241,300 |
| 2023 | $4,991.00 (+84.51%) Homeowner's exemption Widower's exemption | $324,300 (+68.67%) Land $65,000 Building $259,300 | $324,300 (+20.47%) Land $65,000 Building $259,300 |
| 2022 | $2,705.00 Homeowner's exemption | $192,272 | $269,200 Land $60,000 Building $209,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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