4153 Cappahosic Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4153 Cappahosic Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,702 sqft · built 1983
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Tax Bill	$1,582 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14946`

Property Details

APN / Parcel Number

Primary APN	`14946`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Deck Area	219 sqft
Patio Area	557 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4153 CAPPAHOSIC RD
City	GLOUCESTER
State	VA
Zip	23061-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	REBEL HGTS SUBD LOT 13
Legal Subdivision	REBEL HGTS
Legal Lot Number	13
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2019
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4153 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4153 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3304
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4153 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3304

Mortgage

Document Number	0250003655
Date	Sep 4, 2025
Instrument	250003655

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 26, 2045

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4153 CAPPAHOSIC RD, GLOUCESTER, VA 23061-3304
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170004481
Date	Sep 18, 2017
Instrument	170004481

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,582.00 (+156.82%)	$271,300 (+19.75%) Land $52,990 Building $218,310	$271,300 (+19.75%) Land $52,990 Building $218,310
2025	$616.00 (+13.24%)	$226,560 (+0.07%) Land $46,370 Building $180,190	$226,560 (+0.07%) Land $46,370 Building $180,190
2024	$544.00	$226,410 (-) Land $46,370 Building $180,040	$226,410 (-) Land $46,370 Building $180,040
2023	$544.00 (-58.91%)	$226,410 (+23.92%) Land $46,370 Building $180,040	$226,410 (+23.92%) Land $46,370 Building $180,040
2022	$1,324.00	$182,700 Land $47,600 Building $135,100	$182,700 Land $47,600 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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