4202 Sky Flower Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4202 Sky Flower Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1998
Lot Size	0.207 acres (9,016 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Feb 2016)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0575-0001-0310`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0575-0001-0310`
Alternative APNs	`263016057500010310` `85392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,016 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4202 SKY FLOWER LN
City	SAINT CLOUD
State	FL
Zip	34772-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT I PB 7 PGS 146-147 LOT 31
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 1
Legal Tract	575
Legal Block	310
Legal Lot Number	31
Legal Unit	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	43208

Owner

4202 Sky Flower Ln is owned and occupied by an individual who acquired it in February 2025.

Source: Osceola County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 31, 2019	Loan Modification, Mortgage · FHA Mortgage SUN WEST MTG
Oct 5, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2016 · Amount on File
Deed Sale	Feb 22, 2016 · Amount on File
Prior Sale	Aug 28, 2006 · Amount on File
Deed Document Number	201624252
Deed Book / Page	4916 / 180
Last Transfer Date	Feb 13, 2025
Transfer Doc	0067401236
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 19, 2023
Property Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841
Document Number	0065220250
Book / Page	6522 / 250
Map Reference	MB 7 PG 146&147
Instrument Date	Dec 4, 2023
Instrument	2023165346
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841

Mortgage

Document Number	0064581967
Date	Aug 16, 2023
Book Page	6458/1967
Instrument	2023107462

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Jan 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841
Document Number	0056602688
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 SKY FLOWER LN ST CLOUD FL 347728841, ST CLOUD, FL 34772-8841

Mortgage

Document Number	0056602688
Date	Jan 21, 2020
Book Page	005660/002688
Instrument	9867

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CALLAWAY, MD 20620

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 5, 2018
Property Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841
Document Number	0054132184
Book / Page	005413 / 002184
Instrument Date	Aug 20, 2018
Instrument	150592
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 SKY FLOWER LN ST CLOUD FL 347728841, ST CLOUD, FL 34772-8841

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 24, 2018
Property Address	4202 SKY FLOWER LN, SAINT CLOUD, FL 34772-8841
Document Number	0053722016
Book / Page	005372 / 002016
Instrument Date	Jul 3, 2018
Instrument	113077
Transaction Type	Transfer
Record Updated	Aug 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4202 SKY FLOWER LN ST CLOUD FL 347728841, ST CLOUD, FL 34772-8841

Tax Assessment & Valuation

The 2025 property tax bill for 4202 Sky Flower Ln was $3,004, up 3.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (+3.59%)	$210,744	$297,100 Land $75,000 Building $222,100
2024	$2,900.00 (+2.76%)
2023	$2,822.00 (+3.79%) Homeowner's exemption	$198,840 (+3%)	$304,000 (+19.97%) Land $65,000 Building $239,000
2022	$2,719.00 Homeowner's exemption	$193,049	$253,400 Land $60,000 Building $193,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4202 Sky Flower Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4202 Sky Flower Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	100 / 100

May also be available: Verizon.

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