4217 Sky Flower Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4217 Sky Flower Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1995
Lot Size	0.198 acres (8,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (May 2026)
Tax Bill	$5,926 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0575-0001-0250`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0575-0001-0250`
Alternative APNs	`263016057500010250` `85386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,585 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	240 sqft
Porch	Florida Room
Porch Area	517 sqft
Deck Area	535 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4217 SKY FLOWER LN
City	SAINT CLOUD
State	FL
Zip	34772-8842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT I PB 7 PGS 146-147 LOT 25
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 1
Legal Tract	575
Legal Block	250
Legal Lot Number	25
Legal Unit	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	43208

Owner

Source: Osceola County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
May 4, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Sep 16, 2025	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 19, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Sep 16, 2025 · Amount on Record
Deed Document Number	202658262
Deed Book / Page	6965 / 1198
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 4, 2026
Property Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842
Document Number	0069651198
Book / Page	6965 / 1198
Instrument Date	Apr 29, 2026
Instrument	202658262
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ATLANTIC CLOSING AND ESCROW LLC, ATLANTIC CLOSING & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842

Mortgage

Document Number	0000058263,
Date	May 4, 2026
Instrument	202658263

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 4, 2026
Property Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842
Document Number	0000058262
Book / Page	6965 / 1198
Instrument Date	Apr 29, 2026
Instrument	2026.58262
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	ATLANTIC CLOSING AND ESCROW LLC, ATLANTIC CLOSING & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842

Mortgage

Document Number	0000058263,
Date	May 4, 2026
Instrument	2026..58263

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 16, 2025
Property Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842
Document Number	0068500597
Book / Page	6850 / 597
Map Reference	MB 7 PG 146&147
Instrument Date	Sep 5, 2025
Instrument	2025115007
Transaction Type	Foreclosure
Record Updated	Nov 5, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 21, 2022
Property Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842
Document Number	0063172309
Book / Page	6317 / 2309
Map Reference	MB 7 PG 146&147
Instrument Date	Nov 18, 2022
Instrument	2022168348
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6121 LAKE LIZZIE DR, 6121, SAINT CLOUD, FL 34771-8523

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842

Mortgage

Document Number	0063172310
Date	Nov 21, 2022
Instrument	6317/2310

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057930474
Date	Sep 14, 2020
Book Page	5793/474
Instrument	2020122540

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 19, 2018
Property Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842
Document Number	0052720709
Book / Page	005272 / 000709
Instrument Date	Jan 16, 2018
Instrument	10645
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	TREASURE TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4217 SKY FLOWER LN ST CLOUD FL 347728842, ST CLOUD, FL 34772-8842

Mortgage

Document Number	52720711
Date	Jan 19, 2018
Book Page	005272/000711
Instrument	10646

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 24, 2017
Property Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842
Document Number	0051830184
Book / Page	5183 / 0184
Map Reference	MB7 PG146&147
Instrument Date	Jul 20, 2017
Instrument	2017106658
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 INDIAN LAKES BLVD E, 712, SAINT CLOUD, FL 34772-7358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4217 SKY FLOWER LN, SAINT CLOUD, FL 34772-8842

Mortgage

Document Number	0051830185
Date	Jul 24, 2017
Book Page	5183/0185
Instrument	2017106659

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,926.00 (-5.38%)	$330,900 (-5.65%) Land $75,000 Building $255,900	$330,900 (-5.65%) Land $75,000 Building $255,900
2024	$6,263.00 (+2.64%)	$350,700 (+3.57%) Land $70,000 Building $280,700	$350,700 (+3.57%) Land $70,000 Building $280,700
2023	$6,102.00 (+112.76%)	$338,600 (+64.12%) Land $65,000 Building $273,600	$338,600 (+20.11%) Land $65,000 Building $273,600
2022	$2,868.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$206,315	$281,900 Land $60,000 Building $221,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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