Black Hawk County property record for 4202 Harbin Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 2,852 sqft · built 2011 |
| Lot Size | 0.965 acres (42,025 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,400 (Nov 2020) |
| Tax Bill | $8,768 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-08-151-091 |
| Primary APN | 8813-08-151-091 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,852 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,384 sqft |
| Finished Basement | 875 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,025 sqft (0.965 acres) |
| Lot Dimensions | 283 ft deep x 140 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,601 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 192 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4202 HARBIN DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDUBON PARK FIFTH ADDITION LOT 10 AND INCLUDE PARCEL A OF PLAT OF SURVEY 338 MISC 970 BEING THAT PART OF THE NW 1/4 SEC 8 T |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 08 |
| Legal Subdivision | AUDUBON PARK FIFTH ADDITION |
| Legal Lot Number | 10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3001 |
4202 Harbin Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4202 HARBIN DR, WATERLOO, IA 50701-9785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on File |
| Deed Sale | Nov 30, 2020 · Amount on File |
| Prior Sale | Feb 5, 2020 · Amount on File |
| Deed Document Number | 20202100011487 |
| Prior Transfer Date | Jul 21, 2011 |
| Prior Transfer Doc | 2012005628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4202 HARBIN DR, WATERLOO, IA 50701-9785 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4202 HARBIN DR, WATERLOO, IA 50701-9785 |
| Document Number | 202100011289 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 202100011289 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 4202 Harbin Dr was $8,768 with a homeowner's exemption, up 13.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,768.00 (+13.28%) Homeowner's exemption | $440,490 Land $66,300 Building $374,190 | $440,490 Land $66,300 Building $374,190 |
| 2024 | $7,740.00 | ||
| 2023 | $366,980 (+24.52%) Land $66,300 Building $300,680 | $366,980 Land $66,300 Building $300,680 | |
| 2022 | $6,278.00 Homeowner's exemption | $294,710 Land $66,300 Building $228,410 | |
| 2021 | $294,710 Land $66,300 Building $228,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4202 Harbin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 individual policies |
| Nearby Flood Policies | 37 units insured incl. 16 condo units |
| Nearby Flood Claims | 2 (1985–2020) |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4202 Harbin Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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