4132 Harbin Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4132 Harbin Dr, Waterloo, IA 50701

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 1,332 sqft · built 2008
Lot Size	0.208 acres (9,047 sqft)
Owner	Company Name on File
Last Sale	$229,500 (Feb 2021)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8813-08-151-088`

Property Details

APN / Parcel Number

Primary APN	`8813-08-151-088`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Finished Basement	1,005 sqft
Unfinished Basement	1,332 sqft
Game Room	Game Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,047 sqft (0.208 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4132 HARBIN DR
City	WATERLOO
State	IA
Zip	50701-9745
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DYBALL CONDOMINIUM NO 1 UNIT 4132
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	DYBALL CONDOMINIUM NO 1
Legal Lot Number	4132
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1020
Census Tract	3001

Owner

4132 Harbin Dr, a condominium, is owned by a company that bought it in February 2021 and is owner-occupied.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	4132 HARBIN DR, WATERLOO, IA 50701-9745
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Feb 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Oct 28, 2013 · Amount on File
Deed Document Number	202116247
Prior Transfer Date	Sep 4, 2008
Prior Transfer Doc	2011016283
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4132 HARBIN DR, WATERLOO, IA 50701-9745
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 HARBIN DR, WATERLOO, IA 50701-9745

Mortgage

Document Number	202200001275
Date	Jul 16, 2021
Instrument	202200001275

Lender

Name	US BANK NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4132 HARBIN DR, WATERLOO, IA 50701-9745
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006820
Date	Sep 30, 2020
Instrument	202100006820

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4132 HARBIN DR, WATERLOO, IA 50701-9745
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100006821
Date	Sep 30, 2020
Instrument	202100006821

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 5, 2035

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 1, 2021
Property Address	4132 HARBIN DR, WATERLOO, IA 50701-9745
Document Number	202100016247
Map Reference	DOC 2009-03134
Instrument Date	Jan 21, 2021
Instrument	202100016247
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$366.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4132 HARBIN DR, WATERLOO, IA 50701-9745

Tax Assessment & Valuation

The 2025 property tax bill for 4132 Harbin Dr was $4,372 with a homeowner's exemption, down 5.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00 (-5.86%) Homeowner's exemption	$248,690 Land $27,140 Building $221,550	$248,690 Land $27,140 Building $221,550
2024	$4,644.00
2023		$246,430 (+25.83%) Land $24,880 Building $221,550	$246,430 Land $24,880 Building $221,550
2022	$4,032.00 Homeowner's exemption	$195,850 Land $24,880 Building $170,970
2021			$195,850 Land $24,880 Building $170,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4132 Harbin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4132 Harbin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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