420190 E 1092 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 420190 E 1092 Rd, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1983
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$189,500 (May 2023)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460007856`

Property Details

APN / Parcel Number

Primary APN	`460007856`
Alternative APN	`0000-17-11N-17E-2-018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	540 sqft
Deck Area	32 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air

Location & Zoning

Account Number	460007856
Street Address	420190 E 1092 RD
City	CHECOTAH
State	OK
Zip	74426-2484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 E2 NE SW NW LESS 20' RD EASEMENT SEC 17-11-17 738/4 738/5 960/735 1172/147
Legal Range	17E
Legal Township	11N
Legal Section	17
Legal Subdivision	UNPLATTED
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1001
Census Tract	780302

Owner

Source: McIntosh County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420190 E 1092 RD, CHECOTAH, OK 74426-2484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	May 7, 2015 · Amount on Record
Deed Document Number	I-2023-002298
Deed Book / Page	1172 / 147
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	May 22, 2023
Property Address	420190 E 1092 RD, CHECOTAH, OK 74426-2484
Document Number	001172/147
Book / Page	1172 / 147
Instrument Date	May 19, 2023
Instrument	I-2023-002298
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 190E 1092RD, 1092, CHECOTAH, OK 74426

Mortgage

Document Number	001172/148
Date	May 22, 2023
Book Page	1172/148
Instrument	I-2023-002299

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank
Address	MUSKOGEE, OK 74403

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 Homeowner's exemption	$20,417 (+3%) Land $1,650 Building $18,767	$191,344 (+6.18%) Land $15,000 Building $176,344
2024	$1,716.00 (+14%) Homeowner's exemption	$19,822 (+110.74%) Land $1,650 Building $18,172	$180,200 (+85.46%) Land $15,000 Building $165,200
2023	$715.00 Homeowner's exemption	$9,406 Land $890 Building $8,516	$97,162 Land $8,093 Building $89,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 64% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWS & SWMD #2 (ONAPA) serves 2,774 people · EPA ID OK1020535
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025
Treatment and Procedure	Organic carbon removal Apr 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Windstream DSL	10 / 1