420083 E 1092 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 420083 E 1092 Rd, Checotah, OK 74426 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,466 sqft · built 2008
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2021)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460007854`

Property Details

APN / Parcel Number

Primary APN	`460007854`
Alternative APN	`0000-17-11N-17E-2-016-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,466 sqft Living Area
1st Floor Area	2,376 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	780 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	258 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460007854
Street Address	420083 E 1092 RD
City	CHECOTAH
State	OK
Zip	74426-2487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E310' OF S420' SW NW NW SEC 17-11-17 703/458 703/462 771/97 771/98 1126/275
Legal Range	17E
Legal Township	11N
Legal Section	17
Legal Subdivision	UNPLATTED
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1001
Census Tract	780302

Owner

Source: McIntosh County records · APN 460007854

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	420083 E 1092 RD, CHECOTAH, OK 74426-2487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	I-2021-006227
Deed Book / Page	1126 / 275
Record Updated	Jun 08, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Nov 19, 2021
Property Address	420083 E 1092 RD, CHECOTAH, OK 74426-2487
Document Number	001126/275
Book / Page	1126 / 275
Instrument Date	Nov 01, 2021
Instrument	I-2021-006227
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	420083 E 1092 RD, CHECOTAH, OK 74426-2487

Mortgage

Document Number	I2021006228
Date	Nov 19, 2021
Instrument	I-2021-006228

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: McIntosh County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,181.00 Homeowner's exemption	$36,989 (+0.7%) Land $1,650 Building $35,339	$352,402 (+0.79%) Land $15,000 Building $337,402
2024	$3,181.00 (+11.22%) Homeowner's exemption	$36,733 (+6.09%) Land $1,650 Building $35,083	$349,654 (+8.2%) Land $15,000 Building $334,654
2023	$2,860.00 Homeowner's exemption	$34,624 Land $1,650 Building $32,974	$323,159 Land $15,000 Building $308,159

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McIntosh County (40091C), updated May 15, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400917803021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 83% of the US · above 63% of Oklahoma
Wildfire Likelihood	About 1 in 142 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fixed Wireless	25 / 3
Uniti Group	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.