4201 Stonecroft Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4201 Stonecroft Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,136 sqft · built 2003
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Aug 2010)
Tax Bill$6,056 (2025)
Deeds & MortgagesSep 2017 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT031100092

Property Details

APN / Parcel Number

Primary APNT031100092
Alternative APN
  • 3-0036-9023-00-0001.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,136 sqft Living Area
Gross Area5,572 sqft
1st Floor Area3,136 sqft
Basement Area1,836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area50 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT031100092
Street Address4201 STONECROFT DR
CitySAINT CHARLES
StateMO
Zip63304-7797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTHAMPTON #1 LOT 1
Legal SubdivisionWESTHAMPTON #1
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group4
Census Block4001
Census Tract311122

Owner

4201 Stonecroft Dr is owned and occupied by two individuals who bought it in August 2010.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4201 STONECROFT DR, SAINT CHARLES, MO 63304-7797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 12, 2021Deed of Trust, Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2010 · Amount on File
Deed SaleAug 16, 2010 · Amount on File
Prior SaleAug 26, 2009 · Amount on File
Deed Document Number2010505410
Deed Book / Page5430 / 1991
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4201 STONECROFT DR, SAINT CHARLES, MO 63304-7797
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068040496
DateSep 8, 2017
Book Page6804/0496
Instrument20170908000565640
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4201 STONECROFT DR, SAINT CHARLES, MO 63304-7797
Document Number0000007433
Instrument DateJan 12, 2021
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4201 STONECROFT DR ST CHARLES MO 633047797, ST CHARLES, MO 63304-7797

Mortgage

Document Number0000007433
DateJan 26, 2021
Instrument7433
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term180 Months
DueJan 25, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4201 Stonecroft Dr was $6,056.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,331 (-)$538,582 (-) Building $538,582
2025$6,056.00$102,331$538,582
2023$91,459
2022$481,362 Land $70,000 Building $411,362

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4201 Stonecroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4201 Stonecroft Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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