St. Charles County property record for 4193 Stonecroft Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,942 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Aug 2024) |
| Tax Bill | $5,649 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T031100094 |
| Primary APN | T031100094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,942 sqft Living Area |
| Gross Area | 4,606 sqft |
| 1st Floor Area | 2,942 sqft |
| Basement Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 21 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T031100094 |
|---|---|
| Street Address | 4193 STONECROFT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTHAMPTON #1 LOT 3 |
| Legal Subdivision | WESTHAMPTON #1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 311122 |
4193 Stonecroft Dr is owned and occupied by two individuals who bought it in August 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4193 STONECROFT DR, SAINT CHARLES, MO 63304-7775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Nov 24, 2020 | Deed of Trust, Mortgage ENDEAVOR CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on File |
| Deed Sale | Aug 15, 2024 · Amount on File |
| Prior Sale | Jun 18, 2015 · Amount on File |
| Deed Document Number | 202432925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4193 STONECROFT DR, SAINT CHARLES, MO 63304-7775 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4193 STONECROFT DR, SAINT CHARLES, MO 63304-7775 |
| Document Number | 0000009779 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024R-009779 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4193 STONECROFT DR, SAINT CHARLES, MO 63304-7775 |
| Document Number | 0000094160 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4193 STONECROFT DR ST CHARLES MO 633047775, ST CHARLES, MO 63304-7775 |
| Document Number | 0000094160 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 94160 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 4193 Stonecroft Dr was $5,649.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,413 (-) | $502,175 (-) Building $502,175 | |
| 2025 | $5,649.00 | $95,413 | $502,175 |
| 2023 | $85,141 | ||
| 2022 | $448,108 Land $70,000 Building $378,108 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4193 Stonecroft Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4193 Stonecroft Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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