4201 Gold Rush Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4201 Gold Rush Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1996
Lot Size	0.221 acres (9,670 sqft)
Owner	Owner Name on File
Last Sale	$5,000 (Jul 2007)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85406`

Property Details

APN / Parcel Number

Primary APN	`85406`
Alternative APN	`162630057500010450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Heated Area
Gross Area	1,775 sqft
1st Floor Area	1,368 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.221 acres)
Lot Dimensions	116 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	336 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85406
Street Address	4201 GOLD RUSH LN
City	SAINT CLOUD
State	FL
Zip	34772-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT I PB 7 PGS 146-147 LOT 45
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES
Legal Tract	575
Legal Block	1
Legal Lot Number	45
Legal Unit	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	43208

Owner

The current owner of 4201 Gold Rush Ln bought it in July 2007.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Owner Name on File
Mailing Address	4201 GOLD RUSH LN, SAINT CLOUD, FL 34772-7703
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2007 · Amount on File
Deed Sale	Jul 13, 2007 · Amount on File
Prior Sale	Sep 12, 1996 · Amount on File
Deed Document Number	2007130381
Deed Book / Page	3521 / 1001
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4201 GOLD RUSH LN, SAINT CLOUD, FL 34772-7703
Document Number	0057650607
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 GOLD RUSH LN ST CLOUD FL 347727703, ST CLOUD, FL 34772-7703

Mortgage

Document Number	0057650607
Date	Jul 30, 2020
Book Page	005765/000607
Instrument	99845

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4201 Gold Rush Ln was $1,108 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 Homeowner's exemption	$104,787	$266,900 Land $75,000 Building $191,900
2023	$1,021.00 (+5.26%) Homeowner's exemption	$98,868 (+3%)	$271,800 (+19.84%) Land $65,000 Building $206,800
2022	$970.00 Homeowner's exemption	$95,989	$226,800 Land $60,000 Building $166,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4201 Gold Rush Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4201 Gold Rush Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	100 / 100

May also be available: Verizon.

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