4200 Gold Rush Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4200 Gold Rush Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1995
Lot Size	0.222 acres (9,670 sqft)
Owner	Company Name on Record
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0575-0001-0550`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0575-0001-0550`
Alternative APNs	`263016057500010550` `85416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	2,495 sqft
1st Floor Area	1,801 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Vinyl Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4200 GOLD RUSH LN
City	SAINT CLOUD
State	FL
Zip	34772-7699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT I PB 7 PGS 146-147 LOT 55
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 1
Legal Tract	575
Legal Block	550
Legal Lot Number	55
Legal Unit	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4200 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 22, 2022
Transfer Doc	0062900957
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 22, 2022
Property Address	4200 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699
Document Number	0062900957
Book / Page	6290 / 957
Map Reference	MB 7 PG 146&147
Instrument Date	Sep 22, 2022
Instrument	2022143882
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 GOLD RUSH LN, 4200, SAINT CLOUD, FL 34772-7699

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4200 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4200 GOLD RUSH LN, SAINT CLOUD, FL 34772-7699
Document Number	0055992205
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4200 GOLD RUSH LN ST CLOUD FL 347727699, ST CLOUD, FL 34772-7699

Mortgage

Document Number	0055992205
Date	Oct 2, 2019
Book Page	005599/002205
Instrument	127637

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.59%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+3.99%) Homeowner's exemption	$123,094 (+5.99%)	$312,800 (-2.58%) Land $75,000 Building $237,800
2024	$1,380.00 (+3.6%)
2023	$1,332.00 (+4.72%) Homeowner's exemption	$116,141 (+3%)	$321,100 (+20.76%) Land $65,000 Building $256,100
2022	$1,272.00 Homeowner's exemption	$112,759	$265,900 Land $60,000 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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