4126 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4126 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 1960
Lot Size	0.27 acres (11,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Sep 2021)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`215-15-031`

Property Details

APN / Parcel Number

Primary APN	`215-15-031`
Alternative APN	`215150311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	11,744 sqft (0.27 acres)
Parking Spaces	2 Parking Spaces
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4126 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VILLA MARIA 2 MCR 75/36
Legal Range	4E
Legal Township	4N
Legal Section	31
Legal Subdivision	VILLA MARIA 2
Legal Lot Number	7
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	619700

Owner

Source: Maricopa County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4126 E DESERT CACTUS ST, PHOENIX, AZ 85032-1421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARCHOME LLC
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Mar 1, 2011 · Amount on Record
Deed Document Number	20211033947
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 22, 2026
Property Address	4126 E DESERT CACTUS ST, PHOENIX, AZ 85032-1421
Document Number	0000434902
Instrument Date	Jul 22, 2026
Instrument	2026434902
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE, AMERICAN TITLE SERVICE AGENC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18237 N 42ND PL, PHOENIX, AZ 85032-1406

Mortgage

Document Number	0000434902,
Date	Jul 22, 2026
Instrument	2026434902

Lender

Name	ARCHOME LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 24, 2021
Property Address	4126 E DESERT CACTUS ST, PHOENIX, AZ 85032-1421
Document Number	0001033947
Map Reference	MB 75 PG 36
Instrument Date	Sep 15, 2021
Instrument	20211033947
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1332 RIVER BIRCH RUN S, 1332, CHESAPEAKE, VA 23320-2733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4126 E DESERT CACTUS ST, PHOENIX, AZ 85032-1421

Mortgage

Document Number	0001033948
Date	Sep 24, 2021
Instrument	20211033948

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,830 (+118.09%)	$438,300 (+3.67%) Land $87,600 Building $350,700
2025	$1,740.00 (-4.76%)	$20,097 (-52.86%)	$422,800 (-0.82%) Land $84,500 Building $338,300
2024		$42,630	$426,300 Land $85,200 Building $341,100
2023	$1,827.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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