4200 W Division St, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4200 W Division St, Saint Cloud, MN 56301

Property Summary

Property Type	Multi-Family Dwellings
Details	19,536 sqft · built 1996
Owner	Company Name on Record
Last Sale	$3,785,000 (Apr 2022)
Tax Bill	$91,632 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-44636-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44636-0000`

Interior

Stories	1 Story
Building Area	19,536 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Block
Total Buildings	8 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.44636.0000
Street Address	4200 W DIVISION ST
City	SAINT CLOUD
State	MN
Zip	56301
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOTS 15, 16, 17, 18, 19 & 20 BLK 1 EXCEPT THE N 237' OF LOTS 17, 18 & 19 BROOK FARM ACRES SECTION 16 TOWNSHIP 124 RANGE 028
Legal Range	28
Legal Township	124
Legal Section	16
Legal Subdivision	BROOK FARM ACRES
Legal Block	1
Legal Lot Number	15-20
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3036
Census Tract	501

Owner

Source: Stearns County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3900 ROOSEVELT RD STE 125, 125, SAINT CLOUD, MN 56301-9861
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage 21ST CENTURY BANK
Apr 13, 2022	Warranty Deed, Transfer LAND TITLE COMPANY, LAND TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	A1630181
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 20, 2026
Property Address	4200 W DIVISION ST, SAINT CLOUD, MN 56301
Document Number	0001717413
Instrument Date	Jul 9, 2026
Instrument	20261717413
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	24 8TH AVE S, SAINT CLOUD, MN 56301-4208

Mortgage

Document Number	0001717413,
Date	Jul 20, 2026
Instrument	20261717413

Lender

Name	21ST CENTURY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 13, 2022
Property Address	4200 W DIVISION ST, SAINT CLOUD, MN 56301
Document Number	00A1630181
Instrument Date	Apr 7, 2022
Instrument	A1630181
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	LAND TITLE COMPANY, LAND TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 ROOSEVELT RD # 175, 175, SAINT CLOUD, MN 56301-4828

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,135,000 (+5.27%) Land $1,035,000 Building $2,100,000	$3,135,000 (+5.27%) Land $1,035,000 Building $2,100,000
2024	$91,632.00 (+30.39%)
2023	$70,274.00	$2,978,000 Land $1,035,000 Building $1,943,000	$2,978,000 Land $1,035,000 Building $1,943,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Intrepid Fiber Networks, Spectrum, Verizon.

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