Stearns County property record for 4124 W Division St, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Company Name on File |
| Tax Bill | $47,044 (2026) |
| Deeds & Mortgages | Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46456-0433 |
| Primary APN | 82-46456-0433 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|
| Lot Area | 42,253 sqft (0.97 acres) |
|---|
| Street Address | 4124 W DIVISION ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-6194 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 002 BLK 001 DIVISION FILING NUMBER 2 SECTION 16 TOWNSHIP 124 RANGE 28 SECTION 16 TOWNSHIP 124 RANGE 28 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | DIVISION FILING NUMBER 2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 501 |
4124 W Division St, a commercial property, is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11700 EXIT 5 PKWY, FISHERS, IN 46037-8003 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 1, 2017 |
| Property Address | 4124 W DIVISION ST, SAINT CLOUD, MN 56301-6194 |
| Document Number | 00A1503741 |
| Instrument Date | Aug 28, 2017 |
| Instrument | A1503741 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 824 MAIN ST W, SAINT STEPHEN, MN 56375-9635 |
The 2026 property tax bill for 4124 W Division St was $47,044.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,044.00 | $1,428,100 (-) Land $799,100 Building $629,000 | $1,428,100 (-) Land $799,100 Building $629,000 |
| 2025 | $1,428,100 Land $799,100 Building $629,000 | $1,428,100 Land $799,100 Building $629,000 | |
| 2023 | $38,224.00 | $1,299,000 Land $799,100 Building $499,900 | $1,299,000 Land $799,100 Building $499,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4124 W Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4124 W Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Intrepid Fiber Networks, Spectrum, Verizon.
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