Montgomery County property record for 4200 Saul Rd, Kensington, MD 20895
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,194 sqft · built 1955 |
| Lot Size | 0.237 acres (10,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Mar 2026) |
| Tax Bill | $8,962 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01346078 |
| Primary APN | 13-01346078 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,194 sqft Living Area |
| Gross Area | 2,554 sqft |
| 1st Floor Area | 1,474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,320 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01346078 |
|---|---|
| Street Address | 4200 SAUL RD |
| City | KENSINGTON |
| State | MD |
| Zip | 20895-3727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | BYEFORDE |
| Legal Subdivision | BYEFORDE |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 704100 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4200 SAUL RD, KENSINGTON, MD 20895-3727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 17, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Mar 17, 2026 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2012 · Amount on Record |
| Deed Book / Page | 70251 / 142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4200 SAUL RD, KENSINGTON, MD 20895-3727 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0626240282 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 62624/282 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4200 SAUL RD, KENSINGTON, MD 20895-3727 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4200 SAUL RD, KENSINGTON, MD 20895-3727 |
| Document Number | 0682030150 |
|---|---|
| Date | Jul 17, 2024 |
| Book Page | 68203/150 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jul 11, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 17, 2026 |
| Property Address | 4200 SAUL RD, KENSINGTON, MD 20895-3727 |
| Document Number | 0702510142 |
| Book / Page | 70251 / 142 |
| Map Reference | MB 51 PL 3986 |
| Instrument Date | Mar 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | ALLEN TITLE SERVICES LLC, ALLIED TITLE EXPERIENCE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4200 SAUL RD, KENSINGTON, MD 20895-3727 |
| Investor | Possibly a Property Investor |
| Document Number | 0070251151 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 70251/151 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $785,267 (+2.31%) | $803,000 (-) Land $461,500 Building $341,500 | |
| 2025 | $8,962.00 (-4.27%) | $767,533 (+4.87%) | $803,000 (+7.1%) Land $461,500 Building $341,500 |
| 2024 | $9,362.00 (+19.43%) | ||
| 2023 | $731,867 | $749,800 Land $461,500 Building $288,300 | |
| 2022 | $7,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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