Montgomery County property record for 4120 Saul Rd, Kensington, MD 20895
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,759 sqft · built 1955 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $810,000 (Sep 2014) |
| Tax Bill | $11,270 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01346535 |
| Primary APN | 13-01346535 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,759 sqft Living Area |
| Gross Area | 2,999 sqft |
| 1st Floor Area | 1,474 sqft |
| Basement Area | 565 sqft |
| Finished Basement | 565 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01346535 |
|---|---|
| Street Address | 4120 SAUL RD |
| City | KENSINGTON |
| State | MD |
| Zip | 20895-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | BYEFORDE |
| Legal Subdivision | BYEFORDE |
| Legal Block | F |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 704100 |
4120 Saul Rd is owner-occupied and held in a trust since September 2014.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4120 SAUL RD, KENSINGTON, MD 20895-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Intrafamily Transfer, Transfer |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2014 · Amount on File |
| Deed Sale | Sep 2, 2014 · Amount on File |
| Prior Sale | Jul 13, 1999 |
| Deed Book / Page | 49118 / 463 |
| Transfer Doc | 0000154976 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 12, 2026 |
| Property Address | 4120 SAUL RD, KENSINGTON, MD 20895-3725 |
| Document Number | 0700260388 |
| Book / Page | 70026 / 388 |
| Map Reference | MB 51 PL 3986 |
| Instrument Date | Jan 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4120 SAUL RD, KENSINGTON, MD 20895-3725 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4120 SAUL RD, KENSINGTON, MD 20895-3725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4120 SAUL RD, KENSINGTON, MD 20895-3725 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | SWAN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0626980072 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 62698/72 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 4120 Saul Rd was $11,270, down 2.1% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $999,333 (+3.23%) | $1,030,600 (-) Land $456,000 Building $574,600 | |
| 2025 | $11,270.00 (-2.13%) | $968,067 | $1,030,600 Land $456,000 Building $574,600 |
| 2024 | $11,515.00 | ||
| 2023 | $907,033 | $936,800 Land $456,000 Building $480,800 | |
| 2022 | $9,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4120 Saul Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2003–2020) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4120 Saul Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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