4200 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4200 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,084 sqft · built 2003
Lot Size	0.068 acres (2,976 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Feb 2004)
Tax Bill	$7,966 (2023)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-123-025`

Property Details

APN / Parcel Number

Primary APN	`20-04-123-025`
Alternative APN	`20-04-123-025-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,976 sqft (0.068 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4200 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	SUPERIOR COURT PARTITION
Legal Block	20
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1032
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4200 S EMERALD AVE, CHICAGO, IL 60609-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 11, 2020	Deed of Trust, Mortgage · Line of Credit LOWER
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2004 · Amount on Record
Deed Sale	Feb 17, 2004 · Amount on Record
Deed Document Number	200435017
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4200 S EMERALD AVE, CHICAGO, IL 60609-2608
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 S EMERALD AVE, CHICAGO, IL 60609-2608

Mortgage

Document Number	0019406107
Date	Jul 13, 2022
Instrument	2219406107

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.79%
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4200 S EMERALD AVE, CHICAGO, IL 60609-2608
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018133307
Date	Jun 30, 2021
Instrument	2118133307

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.49%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4200 S EMERALD AVE, CHICAGO, IL 60609-2608
Document Number	2016346172
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4200 S EMERALD AVE CHICAGO IL 606092608, CHICAGO, IL 60609-2608

Mortgage

Document Number	2016346172
Date	Jun 11, 2020
Instrument	16346172

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4200 S EMERALD AVE, CHICAGO, IL 60609-2608
Document Number	2016346171
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4200 S EMERALD AVE CHICAGO IL 606092608, CHICAGO, IL 60609-2608

Mortgage

Document Number	2016346171
Date	Jun 11, 2020
Instrument	16346171

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 (+9.56%) Land $2,381 Building $42,619	$450,000 (+9.56%) Land $23,810 Building $426,190
2023	$7,966.00 (+2.87%)
2022	$7,744.00 (+2.04%) Homeowner's exemption	$41,072 (-) Land $2,976 Building $38,096	$410,720 (-) Land $29,760 Building $380,960
2021	$7,589.00 Homeowner's exemption	$41,072 Land $2,976 Building $38,096	$410,720 Land $29,760 Building $380,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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