4192 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4192 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,240 sqft · built 2005
Lot Size	0.064 acres (2,776 sqft)
Owner	Individual Name on File
Last Sale	$496,000 (Sep 2006)
Tax Bill	$7,117 (2023)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-117-046`

Property Details

APN / Parcel Number

Primary APN	`20-04-117-046`
Alternative APN	`20-04-117-046-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,776 sqft (0.064 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4192 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	SUPERIOR COURT PARTITION
Legal Block	13
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1026
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4192 S Emerald Ave is owned and occupied by an individual who bought it in September 2006.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4192 S EMERALD AVE, CHICAGO, IL 60609-2645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2006 · Amount on File
Deed Sale	Sep 6, 2006 · Amount on File
Deed Document Number	200642130
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4192 S EMERALD AVE, CHICAGO, IL 60609-2645
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4192 S EMERALD AVE, CHICAGO, IL 60609-2645

Mortgage

Document Number	0019018145
Date	Jul 9, 2021
Instrument	2119018145

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Apr 20, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.45%
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4192 S EMERALD AVE, CHICAGO, IL 60609-2645
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4192 S EMERALD AVE, CHICAGO, IL 60609-2645

Mortgage

Document Number	0018117149
Date	Jun 30, 2021
Instrument	2118117149

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 20, 2051

Interest

Rate Type	Fixed Rate
Rate	3.45%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4192 S EMERALD AVE, CHICAGO, IL 60609-2645
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012539062
Date	May 5, 2021
Instrument	2112539062

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4192 S EMERALD AVE, CHICAGO, IL 60609-2645
Document Number	2029141296
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4192 S EMERALD AVE CHICAGO IL 606092645, CHICAGO, IL 60609-2645

Mortgage

Document Number	2029141296
Date	Oct 19, 2020
Instrument	29141296

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

Interest

Rate	3.9%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4192 S EMERALD AVE, CHICAGO, IL 60609-2645
Document Number	2026507108
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4192 S EMERALD AVE CHICAGO IL 606092645, CHICAGO, IL 60609-2645

Mortgage

Document Number	2026507108
Date	Sep 21, 2020
Instrument	26507108

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 Land $2,221 Building $44,779	$470,000 Land $22,210 Building $447,790
2023	$7,117.00 (-14.73%)
2022	$8,346.00 (+2.05%) Homeowner's exemption	$44,000 (-) Land $2,776 Building $41,224	$440,000 (-) Land $27,760 Building $412,240
2021	$8,178.00 Homeowner's exemption	$44,000 Land $2,776 Building $41,224	$440,000 Land $27,760 Building $412,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4192 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4192 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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